tag:blogger.com,1999:blog-96565162024-03-08T03:26:58.687+08:00PENGGUNA KINIMembicarakan isu-isu terkini tentang kepenggunaanMohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.comBlogger389125tag:blogger.com,1999:blog-9656516.post-4890300322797149702014-07-22T14:35:00.001+08:002014-07-22T14:35:23.800+08:00KAWAL NAFSU BELANJA, ELAK SENGSARA LEPAS RAYA<div style="text-align: justify;">
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span lang="EN-US">22 julai 2014</span></b></span></span></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span lang="EN-US"><br /></span></b></span></span></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Oleh Sakini Mohd Said</span></span></span></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">KUALA LUMPUR (Bernama)
-- Perabotnya masih lagi elok, warna tidak ada tanda-tanda hendak pudar
manakala struktur fizikalnya nampak kukuh. Begitu juga dengan langsir di ruang
tamu rumah teres dua tingkat ini.</span></span></span></div>
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<br /></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Pendek kata, semuanya
masih boleh dan selamat untuk digunakan dan tidak buruk ataupun lusuh.</span></span></span></div>
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<br /></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Abang, kita tukar
sahajalah set sofa rumah ini. Mana ada lagi orang pakai sofa macam ini. Nanti
malu kepada tetamu dan rakan yang datang", rungut Sofia.</span></span></span></div>
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<br /></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Bagaimanapun,
permintaannya tidak mendapat respons positif daripada si suami yang
mempertikaikan tempat istirehat itu masih lagi cantik dan tidak pun menunjukkan
tanda-tanda akan rosak.</span></span></span></div>
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<br /></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Bengang reaksi diberikan
menyebabkan Sofia mula ligat mencari helah, yang mana ini antara sedutan sketsa
berkisar 'boros perbelanjaan menjelang Aidilfitri' yang ditayangkan di
televisyen baru-baru ini.</span></span></span></div>
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<br /></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Bagaikan mengalami
sindrom perayaan, hakikatnya cerita Sofia ini adalah antara realiti kehidupan
masyarakat hari ini yang begitu meriah berbelanja setiap kali menjelang
perayaan.</span></span></span></div>
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<br /></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Walhal, tanpa mereka
sedari atau sengaja tidak mengendahkannya sikap ini boleh mengundang padah!</span></span></span></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span lang="EN-US">PELBAGAI PROMOSI</span></b><span lang="EN-US"></span></span></span></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Tidak dinafikan, ketika
ini pelbagai promosi menarik ditawarkan oleh pusat membeli-belah memenuhi
setiap sudut kota dan luar bandar.</span></span></span></div>
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<br /></div>
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<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Bagaikan tidak
mencukupi, ada pula kewujudan peniaga bazar sementara yang menjual pelbagai
barangan seperti alas meja, pakaian tradisional, kuih raya, sekali gus
menambahkan lagi kemeriahan menyambut Aidilfitri.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Sama ada mempunyai lesen
ataupun sebaliknya, masing-masing begitu rancak bermain strategi dan gimik
untuk melariskan barangan yang dijual.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Tidak hanya bergantung
kepada potongan harga runtuh serta dendangan lagu raya, aksi-aksi mencuit hati
turut menjadi pilihan peniaga untuk menarik pelanggan, ditambah pula menjelang
akhirnya Ramadan ini.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Slogan-slogan seperti
beli dahulu bayar kemudian, promosi dalam talian juga membuatkan ramai mula
rambang mata dan mula berbelanja, hingga ada melangkaui kemampuan sendiri.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Apabila ingin
menyambut Aidilfitri atau apa-apa sahaja perayaan, masyarakat akan membuat
persiapan bagi menyambutnya dengan meriah. Mereka akan membeli pakaian baharu,
menukar peralatan dan perabot rumah.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Terdapat
sebahagian masyarakat tidak mengamalkan perbelanjaan berhemat. Akibatnya, ramai
menghadapi masalah kehabisan wang selepas Hari Raya Aidilfitri", kata
Pengarah Komunikasi Persekutuan Pengguna Malaysia (Fomca) Mohd Yusof Abdul
Rahman.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span lang="EN-US">HABIS DULU, FIKIR
KEMUDIAN</span></b><span lang="EN-US"></span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Bagi sesetengah mereka
beranggapan 'raya hanyalah setahun sekali', jadi apalah salahnya untuk
berbelanja lebih.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Ditambah pula dengan
bonus yang sudah ada di tangan dan gaji dimasukkan lebih awal bagi meringankan
persiapan raya, membuatkan ada yang tersilap langkah dek keseronokan berbelanja
menguasai diri.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Mereka bukan hanya
menghabiskan pendapatan semasa diterima, malahan kad kredit juga menjadi
pilihan sebagai opsyen pembayaran pada musim perayaan ini.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Walhal, penggunaan yang
tidak berdisiplin semata-mata untuk memenuhi keinginan diri boleh memerangkap
mereka kepada keberhutangan yang serius.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Kemudahan
berbelanja tanpa menggunakan tunai seperti kad kredit, bayaran mudah membeli
perabot atau peralatan elektrik menyebabkan seseorang itu berbelanja melebihi
pendapatan.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Sekiranya mereka
dapat menguruskan hutang itu dengan baik, tidak menjadi masalah. Tetapi,
bagaimana pula sekiranya gagal? Justeru, lebih baik penggunaan kad debit",
tegas Mohd Yusof kepada Bernama.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Jika gagal melunaskan
hutang kad kredit selain pendapatan semasa diterima habis, akibatnya mereka
bukan sahaja perlu ikat perut dan berpuasa selepas seminggu raya.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Bahkan, ada yang tidak
mampu untuk menjelaskan ansuran bulanan rumah, kereta, perbelanjaan keluarga
dan pelbagai bil lain.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span lang="EN-US">BERHUTANG?</span></b><span lang="EN-US"></span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Paling membimbangkan,
apabila terdapatnya trend untuk berhutang dengan ah long disebabkan kad kredit
tidak cukup. Perkembangan ini adalah satu senario tidak sihat, kerana telah
banyak kali laporan media mengenainya didedahkan.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Tetapi, mereka
(segelintir) bagaikan tidak takut dan tidak ambil peduli, belajar daripada
mangsa sebelum ini.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Saya pernah
dimaklumkan terdapat ramai orang datang ke syarikat peminjam wang tidak
berlesen untuk mendapatkan bantuan kewangan. Malah, syarikat itu tidak menang
tangan melayan pelanggan yang datang.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Ini menunjukkan
ramai orang menghadapi masalah kewangan sebagai persiapan menyambut
perayaan", katanya.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Semua ini, merungkai
kepada persoalan perlukah berbelanja boros sehingga berhutang
keliling-pinggang, menggadaikan nyawa sendiri hanya semata-mata menyambut
perayaan?</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Berbaloikah untuk
merasai kenikmatan sementara disebabkan ingin bergaya kereta baharu, telefon
baharu sedangkan ia di luar kemampuan sehingga perlu ikat perut?</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Persoalan dan senario
ini perlu diambil perhatian serius, ujar Mohd Yusof. Berdasarkan kajian yang
pernah dijalankan FOMCA, menunjukkan 37 peratus pekerja muda berbelanja di luar
tahap kemampuan masing-masing.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Manakala, 47 peratus
responden menggunakan 30 peratus daripada pendapatan mereka untuk membayar
hutang.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span lang="EN-US">HUTANG DAN MUFLIS</span></b><span lang="EN-US"></span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Sikap suka berhutang
ini, boleh menjurus mereka kepada muflis.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Data Jabatan Insolvensi
Malaysia menunjukkan bahawa 23,397 individu yang diisytiharkan muflis sepanjang
tahun 2007 sehingga September 2013 adalah dalam lingkungan umur 25 hingga 34
tahun.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Lebih membimbangkan,
apabila ada antara mereka yang belum lagi genap mencapai usia 25 tahun, tetapi
berada dalam kemelut kebankrapan.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Kesedaran
masyarakat tentang pengurusan kewangan masih rendah. Ini kerana, pendidikan
kewangan pengguna kurang diterapkan dalam pendidikan sekolah.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Cuma, sejak
beberapa tahun kebelakangan ini timbul usaha pelbagai pihak mengadakan program
pendidikan pengurusan kewangan. Hal ini timbul, apabila Jabatan Insolvensi
Malaysia melaporkan terdapat 61 orang diisytiharkan muflis setiap hari",
katanya.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Kurang pengetahuan itu
membuatkan ramai yang gagal membuat perancangan ataupun bajet untuk menghadapi
perayaan.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Menurut Ketua Cawangan
Agensi Kaunseling dan Pengurusan Kredit Johor Baharu, Mohd Nasir Mustafa, agak
menyedihkan apabila ada antaranya tidak tahu apa yang dimaksudkan 'bajet'.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Sedangkan, bajet atau
perancangan musim perayaan ini sangat mudah untuk dibuat dan dilaksanakan
kerana hanya berlaku setahun sekali dan ada masa untuk membuat persediaan
menyimpan.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><b><span lang="EN-US">SEDIA MEMBANTU</span></b><span lang="EN-US"></span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Bagi menanganinya,
Agensi Kaunseling dan Pengurusan Kredit (AKPK) sedia membantu orang ramai
menjadi pengguna bijak.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Pelbagai program
dianjurkan selaras dengan peranannya membantu individu menguasai situasi
kewangan mereka dan mencapai ketenangan minda hasil daripada penggunaan kredit
secara bijak.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">Antaranya program Power,
yang khusus kepada golongan muda, pengurusan kewangan peribadi dan kaunseling
turut disediakan.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Tidak salah
berbelanja tetapi haruslah mengikut kemampuan masing-masing. Cuba elakkan
daripada terpengaruh dengan persekitaran.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span lang="EN-US">"Sekurang-kurangnya,
kita perlu memperuntukkan 10 peratus daripada gaji untuk menyimpan bagi
menghadapi saat kecemasan", katanya.</span></span></span></div>
<div class="MsoNormal">
<br /></div>
<span style="font-size: small;"><span style="font-family: Arial,Helvetica,sans-serif;"><span>-- BERNAMA</span></span></span>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-35331406748211038112014-07-22T14:33:00.001+08:002014-07-22T14:33:27.202+08:00AVOID POST-RAYA DEBT, SPEND WISELY<!--[if gte mso 9]><xml>
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<span style="font-family: Arial,Helvetica,sans-serif;">22 July 2014 </span></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><b><span lang="EN-US"><br /></span></b></span></span></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><b><span lang="EN-US">By Sakini Mohd Said</span></b><span lang="EN-US"></span></span></span></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">KUALA LUMPUR (Bernama)
-- Her furniture was in good condition - its colours still bright and its
structure still solid. The curtains in the two-storey house still look like new,
too.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">In fact, everything
looked fine. Nothing was old, ruined, or faded.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"Abang, let's just
change our sofa set. The design is outdated. I am embarrassed to let our guests
see it", Sofia complained.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Her irrational request
was undoubtedly met with her husband's disapproval. An annoyed Sofia tried to
come up with other excuses to buy new furniture.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">This is the short sketch
on wastefulness when spending for Hari Raya, which was aired on television
recently.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Although it was meant to
be humorous, Sofia's story is all too familiar in today's society. Many believe
that it is alright to spend freely in celebrating upcoming festivals. Few
realise how detrimental such wastefulness can be.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><b><span lang="EN-US">DISCOUNTS AND GIMMICKS</span></b><span lang="EN-US"></span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">It cannot be denied
shopping centres too tend to take advantage of upcoming holidays and festivals
by offering incentives to consumers so that they spend big.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Those on a different
budget have the option of visiting the numerous bazaars set up during Ramadan
selling items like tablecloth, traditional clothes and "kuih raya"
(cookies).</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">These traders are simply
competing with each other in the bid to push up sales.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Some place hefty
discounts, others put on "raya" songs to get visitors in the buying
mood, while others resort to other gimmicks.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Taglines like "buy
now, pay later!" and online promotions can prompt many to make hasty
decisions and spend beyond their means.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"Malaysians tend to
celebrate Aidilfitri or other festivals on a grand scale. They would buy new
clothes, change their furniture and other items.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"Some go overboard
with the spending and find themselves in a financial quagmire after
Aidilfitri", said Mohd Yusof Abdul Rahman, the communications director of
the Federation of Malaysian Consumer Associations (Fomca).</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><b><span lang="EN-US">SPEND FIRST, THINK LATER</span></b><span lang="EN-US"></span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">The typical mentality
among these big spenders is that "raya only comes once a year", so
why not spend a bit more.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Those with poor budget
management sometimes fail to maximise the benefit of the early disbursement of
salary and the additional raya bonus.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">They will spend to their
last ringgit, and continue their shopping frenzy with credit cards, without
sparing a thought to the possibility of running a serious debt.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"People tend to
overspend when they don't pay by cash.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"It would not be a
problem if they can manage their debts well. But what if they fail? Thus would
it be better to use cash or debit card", asked Mohd Yusof.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Failing to settle credit
card debts does not only mean that they may have to tighten their belts by the
end of the month. It could also mean that they will not be able to pay for
their house and car installments, utility bills and other recurring monthly
expenditure.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><b><span lang="EN-US">IN DEBT?</span></b><span lang="EN-US"></span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">More worrying is the
trend to borrow from "ah longs" (loan sharks) because they have
exceeded their credit card limits. This is an unhealthy development that can
lead to serious consequences, as often highlighted in the media.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"I have been told
that an overwhelming number of people go to unlicensed money lenders prior to
the festive season.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"This shows that people
are running themselves into a debt in preparing for the celebration", he
said.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">This begs the question
whether taking such risks in the name of celebrating a festival are all that
necessary.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Is it worth it to borrow
money to spend on a new car or a new phone for Hari Raya, at the risk of losing
one's life to moneylending thugs?</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Mohd Yusof said a survey
by Fomca revealed that 37 per cent of young people spend outside their means.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Meanwhile, 47 per cent
of respondents use 30 per cent of their earnings to repay loans.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><b><span lang="EN-US">BANKRUPTCY</span></b><span lang="EN-US"></span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Those who like to pile
on debts may soon find themselves on the brink of bankruptcy.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">The Malaysia Department
of Insolvency showed that 23,397 people who were declared bankrupt from 2007 to
September 2013 were between 25 to 34 years old.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Even more worrisome is
that there are those who have yet to reach 25 years old, but are already
bankrupt.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"Societal awareness
on financial management is still low. This is because it is hardly impressed
upon in school.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"It is only in the
recent years that there have been programmes on financial management education.
This came about after the Insolvency Department reported that 61 people are
declared bankrupt everyday", he said.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Meanwhile, the Credit
Counselling and Debt Management Agency (AKPK) Head for Johor Bahru, Mohd Nasir
Mustafa said the worse thing was that some of them did not even know what a
budget meant.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">This is despite how easy
it is to budget for the festive season, considering it only occurred once a
year, with ample time to save for the celebration.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><b><span lang="EN-US">READY TO HELP</span></b><span lang="EN-US"></span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">To address this problem,
AKPK is ready to help the public become smart consumers.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">The agency launched many
programmes to help individuals take charge of their financial situation and
gain peace of mind due to wise credit management.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">Among them is the Power
programme, aimed at helping the young manage their personal finances as well as
provide counselling services for them.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"It is not wrong to
spend, as long as it is within one's means. Try not to succumb to the temptation.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span lang="EN-US">"We need to
allocate at least 10 per cent of our salary for savings and emergencies",
he said.</span></span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
<div align="left" class="MsoNormal" style="text-align: left;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: small;"><span>-- BERNAMA </span></span></span></div>
Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-12005142891644359032013-07-23T08:24:00.003+08:002013-07-23T08:24:42.672+08:00SOARING CHICKEN PRICES-CHICKEN OR EGG DILEMMA<!--[if gte mso 9]><xml>
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<span style="font-family: Arial,Helvetica,sans-serif;">23 July 2013 </span></div>
<div class="MsoNormal" style="line-height: normal; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 1; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-size: 12pt;"><br /></span></b></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-size: 12pt;">A Special Report By Melati Mohd Ariff</span></b><span style="font-size: 12pt;"></span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">KUALA LUMPUR, July 22 (Bernama) -- Every year, during Ramadan,
consumers have to pay more for essential items such as sugar, cooking oil, and
even chicken!</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">This Ramadan, for the first time after many years, the cost of
sugar and cooking oil has remained stable. However, the price of chicken has
shot up to between RM9 and RM10 per kilogramme, from an average of RM7-RM8!</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">As usual, consumers are both victims and part of the problem, and
the matter is made worse by their indifferent attitude. Despite an increase in
the price of chicken, consumers continue to prepare dishes that contain chicken
meat.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">Every year, the government intervenes to rectify the situation, and
this year, the Agriculture and Agro-based Industry Ministry issued additional
import licences to 34 companies to source chicken from China, Thailand,
Australia, and the European Union (EU).</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">The government has listed chicken as one of the 20 price controlled
items for the 2013 Hari Raya festive period. The government is planning to set
the price of chicken at RM7.70 per kilogramme for standard chicken and RM8.50
per kilogramme for dressed/super dressed chicken from July 27 to Aug 26.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-size: 12pt;">A RECURRING HEADACHE</span></b><span style="font-size: 12pt;"></span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">Every year, this problem recurs during festive periods, and there
seems to be no solution in sight. Those who try to analyse the situation will
have a tough time identifying the culprits behind the price hike - the
industry, government, or consumers themselves.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"Based on the analysis, including statements issued by the
Federation of Livestock Farmers' Associations of Malaysia, the huge demand for
chicken meat had pushed up the price.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"If this is the reason, consumers should consume less chicken
meat to reduce the demand.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"Logically, this should help bring down the price,"
opined Mohd Yusof Abdul Rahman, Director of Communication at the Federation of
Malaysian Consumers Associations (FOMCA).</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-size: 12pt;">NOTHING BUT EXCUSES</span></b><span style="font-size: 12pt;"></span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">Nonetheless, for a seasoned observer, the supply-demand excuse is
akin to the chicken or egg dilemma, with poultry industry players having the
liberty to decide the demand and supply of poultry.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">According to Mohd Yusof, another common excuse provided by
livestock breeders is that the feed and medication costs have increased.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"Don't tell me that the cost goes up during festive seasons,
which is why they have to increase the price of chicken meat.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">He was also surprised to note that chicken feed and medication have
to be imported.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">Mohd Yusof is also all too familiar with breeders' 'explanation'
that imported feed helps broiler chickens to grow faster.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"Now, don't tell me that local companies cannot come up with
broiler chicken feed that is on par with imported feed?</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"If the broiler chicken industry is profitable, I am sure
there are local entrepreneurs capitalising on this industry by coming up with
chicken feed that is acceptable to the industry.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"The problem here is that breeders have to decide whether to
source the feed from within or depend on imports?" noted Mohd Yusof.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-size: 12pt;">THERE IS A NEED TO CONTROL</span></b><span style="font-size: 12pt;"></span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">According to consumer activists who are linked to Bernama, chicken
meat was once a controlled item, with the price being controlled by the
government.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">Nonetheless, due to the intense lobbying by the industry, the
government retracted the price cap.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">Ever since, he said, the price of chicken meat is being decided by
market forces, with industry players having most of the control.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">It is only in the event of exceptional circumstances such as the
bird flu episode sometime back when industry players have no control over the
price of chicken meat. During the bird flu season, the demand for chicken meat
reduced drastically, and industry players could not do anything to increase the
demand.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"But when the demand for chicken meat returned to normal, the
price was set at the maximum level to recoup previous losses," explained
Mohd Yusof, as he spoke about strategies employed by poultry industry players.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-size: 12pt;">SUPPLY PROBLEMS</span></b><span style="font-size: 12pt;"> Yet, Ramadan and other festive periods return
every year, resulting in an increase in the demand for chicken meat and other
essential items.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">According to Mohd Yusof, there can never be a shortage of chicken
meat as industry players anticipate the demand in advance.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"The underlying issue here is not the inadequate supply of
chicken, unlike fish, where the supply is genuinely down during the wet season.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"The real problem here is that some parties capitalise on the
increased demand to make more money," he noted.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">As stressed by Mohd Yusof, since industry players are able to
decide the supply and price of chicken meat, they act as the regulators of the
industry.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"If they want to increase the price of chicken meat, they can
reduce the supply too.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"There was a time when industry players wanted to burn chicks
alive to overcome an over-supply of chicken meat. They can easily manipulate
the market price by increasing the ex-farm cost," he said.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-size: 12pt;">ENFORCEMENT</span></b><span style="font-size: 12pt;"></span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"We can address this problem by creating a business
environment where there is healthy competition among local and foreign industry
players, provided imported poultry is cheaper than local poultry. This will
create competition for local poultry, which is deemed costly by local industry
players," added Mohd Yusof.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">Output can be increased by involving more parties. According to
him, a Government Linked Company (GLC) can look into poultry breeding, with
marketing of products undertaken by the Federal Agricultural marketing
Authority (FAMA).</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">This may help to keep the price of poultry stable.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"If there is no end in sight for this problem, and if
consumers are not able to change their intake of chicken meat, then chicken
meat would have to be categorised as a price control item to prevent the price
from being manipulated," explained Mohd Yusof.</span></span></div>
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</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
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<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-size: 12pt;">REGULATIONS</span></b><span style="font-size: 12pt;"></span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">Mohd Yusof also made reference to the Price Control and Anti
Profiteering Act 2011 that came into effect in April 2011 to punish
unscrupulous parties - breeders, wholesalers, and retailers - who take
advantage of the demand for chicken meat for quick profits.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">Consumers can report errant traders who sell chicken meat at
exorbitant prices to the enforcement unit of the Ministry of Domestic Trade and
Consumer Affairs. This way, consumers will have some control over the price of
chicken meat.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">"It is not necessary to eat chicken meat every day; consuming
chicken meat twice a week should be sufficient. If all of us can do this, we
will be able to control the supply and price of chicken meat," said Mohd
Yusof.</span></span></div>
<span style="font-family: Arial,Helvetica,sans-serif;">
</span><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
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<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-size: 12pt;">-- BERNAMA </span></span></div>
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<![endif]-->Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-26889320488499917462013-07-23T08:21:00.000+08:002013-07-23T08:30:56.885+08:00AYAM OH AYAM, MENGAPA HARGA KAU NAIK?<!--[if gte mso 9]><xml>
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<b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-font-kerning: 18.0pt; mso-hansi-theme-font: minor-bidi;"></span></b></div>
<div class="separator" style="clear: both; text-align: left;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiiIl6uWgj8ouTo4Vn0BhTuXNZmP35Hcm8rl9z2ku1q4lzvQAN9aRdcXiyQpkT9GASb35Tscns05k-o6EjocqDm863iyZvlxWBhhDM4mLe5KTuGkuc9BzOSverM5h84o6gJx6RQ/s1600/bernama.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiiIl6uWgj8ouTo4Vn0BhTuXNZmP35Hcm8rl9z2ku1q4lzvQAN9aRdcXiyQpkT9GASb35Tscns05k-o6EjocqDm863iyZvlxWBhhDM4mLe5KTuGkuc9BzOSverM5h84o6gJx6RQ/s1600/bernama.gif" /> </a></div>
<br />
<div style="text-align: left;">
<span style="font-family: Arial,Helvetica,sans-serif;">23 Julai 2013</span></div>
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Oleh Melati Mohd Ariff</span></b></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">KUALA LUMPUR (Bernama) -- NAIK HARGA! Bukan gula, bukan juga minyak
masak tetapi AYAM!</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Sejak awal Ramadan, harga ayam menjadi polemik, naik mendadak
sehingga di sesetengah tempat mencecah RM9.00 hingga RM10.00 sekilo!</span></span></div>
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<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Seperti lazimnya juga yang menjadi mangsa ialah pengguna, yang
seperti tidak boleh tidak, mesti beli dan makan ayam meskipun harganya
melambung.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Ekoran daripada kenaikan harga ayam yang melampau, Kementerian
Pertanian dan Industri Asas Tani mengambil langkah memberi lesen kepada 34
syarikat untuk mengimport ayam dari China, Thailand, Australia dan Kesatuan
Eropah (EU) berkuat kuasa serta merta.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Syarikat berkenaan bagaimanapun perlu mematuhi peraturan dan syarat
tertentu seperti memperoleh sijil halal daripada Jabatan Kemajuan Islam
Malaysia (Jakim) dan sijil kesihatan daripada Kementerian Kesihatan.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Pihak itu juga dimestikan mengimport ayam dari pusat penyembelihan
yang diiktiraf Jakim sahaja.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Di samping itu, kerajaan juga menjadikan ayam antara 20 senarai
barangan kawalan bagi Skim Kawalan Harga Musim Perayaan Hari Raya Puasa 2013.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Di bawah langkah itu, harga siling ayam standard ditetapkan pada
RM7.70 yang akan dilaksanakan pada 27 Julai, berkuatkuasa selama 17 hari hingga
26 Ogos depan.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">SERING BERULANG</span></b></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Umum tahu kenaikan harga terutama barangan keperluan harian hanya
berlaku setiap kali menjelang musim perayaan termasuk hari raya Aidilfitri
seawal hari pertama umat Islam berpuasa lagi.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Saban tahun, isu kenaikan harga barangan keperluan seperti tidak
ada jalan penyelesaiannya. Mereka yang cuba menganalisis mengapa isu ini
berlaku mungkin juga pening kepala memikirkan siapa yang perlu
dipertanggungjawabkan - pihak industri, kerajaan atau pengguna sendiri.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Jika dianalisis industri ayam termasuk kenyataan yang dibuat
oleh Persekutuan Persatuan Penternak Ayam, memang mereka mengakui harga ayam
naik disebabkan permintaan yang meningkat.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Jika ini alasannya, mungkin antara penyelesaiannya adalah
supaya pengguna mengurangkan pembelian ayam supaya permintaan tidak meningkat.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Secara logiknya, keadaan itu akan menyebabkan harga ayam
turun semula," demikian pandangan Mohd Yusof Abdul Rahman, Pengarah
Komunikasi, Gabungan Persatuan Pengguna-Pengguna Malaysia (Fomca).</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">HANYA ALASAN</span></b></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Harga makanan dan ubat-ubatan ayam meningkat. Perkara ini sering
dijadikan alasan oleh penternak ayam apabila berlaku kenaikan harga ayam.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Menurut Mohd Yusof, pihak beliau sukar menerima alasan demikian
memandangkan harga makanan dan ubat-ubatan itu bukannya naik pada musim
perayaan sehingga penternak perlu menaikkan harga ayam.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Beliau turut melontar soalan mengapa ayam yang diternak di dalam
negara perlu diberi makanan dan ubat-ubatan ayam yang diimport.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Tambahnya, pengusaha ternakan ayam sering memberi alasan makanan
ayam yang diimport lebih baik untuk pembesaran ayam.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Soalannya apakah tidak mungkin diwujudkan syarikat tempatan
untuk menghasilkan makanan ayam yang setanding dengan keluaran luar negara?</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Jika industri ayam adalah industri yang menguntungkan, sudah
pasti ada pengusaha tempatan yang bersedia mengeluarkan makanan ayam yang boleh
diterima pengusaha ternakan ayam.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Cuma masalah bergantung kepada pengusaha ternakan ayam
sendiri sama ada hendak membeli keluaran tempatan atau masih mahu bergantung
kepada yang diimport? " kata Mohd Yusof.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">PERLU DIKAWAL</span></b></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Aktivis kepenggunaan itu memberitahu Bernama, ayam pernah dijadikan
barang kawalan iaitu harganya ditetapkan oleh kerajaan.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Bagaimanapun, akibat daripada pelobian pihak industri, kerajaan
memansuhkan ayam sebagai barangan kawalan.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Sejak itu, katanya, harga ayam ditentukan oleh pasaran, justeru
berlakulah keadaan apabila permintaan meningkat, harganya turut meningkat dan
sebaliknya turun jika permintaan menurun.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Maka apabila berlaku sesuatu keadaan seperti wabak selesema
burung sedikit masa dahulu yang menyebabkan orang takut makan ayam, harga ayam
merudum agak rendah sekali.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Ini menunjukkan industri ayam boleh menentukan harga ayam
mengikut situasi.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Mereka bersedia menurunkan harga ayam walaupun mengalami
kerugian apabila mendapat tahu orang ramai kurang membeli ayam tetapi apabila
permintaan untuk ayam meningkat semula, mereka mula menaikkan harga pada paras
semaksimum mungkin untuk mendapat semula kerugian yang dialami sebelum
ini," jelas Mohd Yusof.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">MASALAH BEKALAN</span></b></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Ramadan berkunjung saban tahun, begitu juga hari raya dan musim
perayaan yang lain. Kebiasaannya pada tempoh perayaan berkenaan, permintaan
untuk barangan keperluan pasti akan meningkat.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Mohd Yusof berpendapat penternak memang mengetahui permintaan ayam
yang tinggi pada musim perayaan. Oleh itu, tidak timbul sebenarnya masalah
kekurangan bekalan, kerana mereka memang bersedia dengan bekalan yang mencukupi
untuk menampung permintaan yang meningkat.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Isunya di sini bukan masalah bekalan ayam yang tidak ada,
seperti yang berlaku dalam kes ikan yang naik kerana masalah bekalan berkurang
disebabkan musim tengkujuh.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Kenaikan harga ayam lebih kepada faktor cuba memaksimumkan
keuntungan disebabkan oleh permintaan yang meningkat.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Untuk menghadapi keadaan ini adalah dengan mewujudkan
persaingan melalui bekalan ayam import, jika sekiranya ayam import lebih murah
daripada ayam tempatan," kata Mohd Yusof.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">KUATKUASA KAWALAN</span></b></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Penyelesaian masalah ayam ini pada masa ini sukar untuk
diselesaikan dari dalam negara kerana industri ayam banyak dikawal oleh
penternak persendirian yang besar.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Seperti yang ditegaskan Mohd Yusof, pihak berkenaan boleh
menentukan bekalan dan harga.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Jika mereka ingin mewujudkan kekurangan bekalan, mereka akan
pastikan bekalan berkurangan.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Pernah sebelum ini mereka membakar anak ayam kerana bekalan
ayam berlebihan. Mereka juga boleh menyebabkan harga naik jika mereka
mengenakan harga ladang yang tinggi," katanya.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Bagaimanapun, beliau berkata masalah itu boleh diselesaikan dalam
negara jika ada persaingan daripada industri ternakan yang bukan daripada
pengusaha ternakan persendirian.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Beliau memberi cadangan supaya Syarikat Berkaitan Kerajaan (GLC)
terbabit dalam industri ternakan ayam, atau konsep penternakan berkontrak yang
dipasarkan oleh FAMA, yang dapat menjual ayam pada harga yang berpatutan,
mungkin ia boleh diselesaikan dalam negara.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Mohd Yusof turut mengulas kemungkinan mewujudkan persaingan dengan
mengimport ayam.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Namun itu pun mungkin tidak menyelesaikan masalah jika ayam
import juga mungkin tinggi, lebih tinggi daripada ayam import.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Jika masalah ini tidak ada penyelesaian dan pengguna sendiri
tidak dapat mengubah permintaan, maka ayam perlu dijadikan semula sebagai
barang kawalan bagi mengelakkan harganya dimanipulasi.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Situasi seperti sama dengan kerajaan menjadikan topeng muka
sebagai barang kawalan semasa jerebu dahulu kerana harga topeng muka naik
tinggi kerana permintaan meningkat," kata Mohd Yusof.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><b><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">GUNA AKTA</span></b></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Mohd Yusof turut merujuk kepada Akta Kawalan Harga Dan
Antipencatutan 2011 yang dikuatkuasa sejak April 2011.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Akta itu boleh digunakan sekiranya ada pihak yang cuba mengambil
kesempatan untuk mengaut keuntungan secara berlebih-lebihan, sama ada penternak,
pemborong atau peruncit.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Pengguna perlu membuat aduan kepada Kementerian Perdagangan Dalam
Negeri, Koperasi dan Kepenggunaan supaya siasatan dapat dilakukan untuk
mengenal pasti pihak mana yang menyebabkan kenaikan harga itu.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">Dalam apa jua situasi, pengguna perlu berhemah. Ayam bukan seperti
nasi yang menjadi makanan ruji.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Ada pengguna yang seolah-olah tidak mempunyai selera makan
jika tidak ada hidangan ayam sedangkan jika mengikut amalan makanan sihat, kita
perlu mempelbagai jenis makanan.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Masyarakat Malaysia perlu dididik dengan amalan pemakanan
yang betul dan sihat. Mereka sebenarnya perlu makan banyak sayur-sayuran,
diselang-seli dengan sedikit ayam atau daging atau ikan.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">"Bukan hari-hari kita perlu makan ayam. Jika ini dapat
dilakukan, mungkin seminggu kita hanya makan ayam dua kali. Dengan ini,
permintaan ayam tidaklah meningkat dan harga pun tidaklah melambung," kata
Mohd Yusof.</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><br /></span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: Arial,Helvetica,sans-serif;"><span style="font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi;">-- BERNAMA</span></span></div>
<div class="MsoNormal" style="text-align: justify;">
<br /></div>
Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com2tag:blogger.com,1999:blog-9656516.post-5017128271717371422012-12-14T08:29:00.000+08:002012-12-14T08:33:11.817+08:00JERAT JUALAN MURAH<!--[if !mso]>
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<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;"><a href="http://www.bharian.com.my/bharian/articles/Jeratjualanmurah/Article/"><span style="color: black; mso-themecolor: text1;">Nor Afzan Mohamad Yusof |
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhsaIFsj4Re-q67FTL6PqkwkAjVFsc_UElvYfOCP1R2cTF6DrjG0ljHI5J6XrtzUpnWWY_grq6iWxTwo5QDqIxc47e1UpgYuzRaJa9ljj92aEdy8NRViwrJUkPPBNK8Lal09ktP/s1600/jualan+murah.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="229" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhsaIFsj4Re-q67FTL6PqkwkAjVFsc_UElvYfOCP1R2cTF6DrjG0ljHI5J6XrtzUpnWWY_grq6iWxTwo5QDqIxc47e1UpgYuzRaJa9ljj92aEdy8NRViwrJUkPPBNK8Lal09ktP/s320/jualan+murah.jpg" width="320" /></a></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<b><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Pengguna perlu bijak rancang
perbelanjaan, elak terperangkap gimik tidak menguntungkan</span></b><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;"> </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Promosi hujung tahun boleh dilihat
di mana-mana. Perang poster beraneka rupa dan warna, pula ditampal, digantung,
dipacak di mana saja lokasinya, selain dimasukkan dalam peti surat dengan
tujuan menarik perhatian orang ramai berbelanja dan membuat perbandingan dari
segi harga dan kualiti sesuatu produk. </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Peniaga berlumba-lumba memberikan
potongan harga terhebat. Belian terbaik, beli satu percuma satu dan
sesetengahnya diskaun sehingga 90 peratus. Itulah frasa lazim kita saksikan
termasuklah ‘Jualan Harga Runtuh’ atau ‘Jualan Penghabisan Stok’ dan Jualan
Penghujung Tahun’. </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Lazimnya banyak promosi itu itu
membabitkan jualan kelengkapan rumah seperti perabot, dan barangan keperluan
sekolah. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Pada satu sudut ketika promosi
jualan murah itu adalah masa paling sesuai untuk membeli kerana memberi
potongan menarik. Namun, jangan pula pengguna terperangkap dengan jerat jualan
murah. </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Bukan semua promosi ditawarkan
benar-benar menguntungkan. Dalam banyak keadaan jualan murah hanyalah ‘topeng’
untuk memerangkap pengguna berbelanja lebih. Dalam keadaan lebih teruk, mungkin
terbelit dengan hutang. </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Tinjauan FAMILI ke sebuah pasar
raya baru-baru ini, seorang jurujual mendedahkan produk jualan murah khususnya
pakaian memang dihasilkan khusus untuk jualan murah, dengan menggunakan jenama
asal, sesetengahnya stok lama. </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">“Produk jenama terkenal diskaun
tidak pernah lebih daripada 20 peratus. Jika begitu keadaannya, penggunalah
menjadi mangsa,” katanya. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Pengarah Komunikasi Gabungan
Persatuan Pengguna (FOMCA), Mohd Yusof Abdul Rahman berkata ramai pengguna
tidak arif mengenai sesuatu promosi barangan dan mudah menjadi mangsa. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Katanya, produk biasa ‘dijadikan’
sasaran potongan harga murah ialah mengenai produk keperluan harian seperti
baju, kasut, peralatan sekolah dan beg tangan. </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">“Sekiranya kita perhatikan, produk
berjenama jarang sekali dijual murah pada promosi hujung tahun. Produk
berjenama biasanya dijual murah hanya pada jualan penghabisan stok. Ini kerana
bagi pengguna berpendapatan tinggi mereka biasanya lebih arif dengan produk
ditawarkan,” katanya dihubungi, baru-baru ini. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<b><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Tarikan harga rendah</span></b><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;"> </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Mohd Yusof berkata, jualan murah
juga dijadikan ‘gimik’ tarikan kepada orang ramai untuk membeli, contohnya
peniaga mungkin menawarkan hanya 30 peratusproduk untuk jualan murah, sedangkan
selebihnya adalah produk dengan harga biasa. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Bagi sesetengah pengguna, mereka
akan mudah terpedaya dan terperangkap membeli barangan yang tiada potongan
harga. </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Malah, ada juga rangkaian pasar
raya besar mengeluarkan katalog yang menawarkan pelbagai jenis barang khususnya
untuk barangan dapur, makanan, lauk-pauk dan sayur-sayuran dengan harga murah. </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">“Malangnya, ada kalanya gambar dan
produk produk ditawarkan dalam katalog tidak sama dengan yang ditawarkan di
pasar raya. Tawaran juga berbeza. Ada menawarkan belian atas belian atau
berbelanja sekian banyak untuk mendapatkan cabutan bertuah dan sebagainya. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">“Oleh itu, pengguna juga perlu
pastikan ketika membayar di kaunter, jumlah perlu pengguna bayar adalah pada
harga yang sudah diberi diskaun. Ini kerana ramai pengguna hanya perasan
mengenai harga dibayar bukan harga potongan adalah ketika sudah sampai ke
rumah. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">“Kalau ingin menuntut kembali di
pasar raya itu mungkin pengguna malas kerana banyak kerenah. Semua itu perlu
pengguna ambil tahu kerana kadangkala sebagai pengguna kita tidak sedar
terutama jika membeli dalam kuantiti yang banyak,” katanya. </span></div>
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<br /></div>
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<b><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Hak pengguna</span></b><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;"> </span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Mengulas mengenai aspek
perundangan, kata, Mohd Yusof berkata sesebuah premis tidak boleh menawarkan
potongan harga sesuka hati, sebaliknya perlu mendapat kelulusan mengadakan
promosi jualan murah dengan 70 peratus daripada produk dalam premis ditawarkan
diberikan potongan harga. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Satu notis akan dikeluarkan kepada
peniaga dan ia perlu dipamerkan kepada umum. Sekiranya tidak memenuhi syarat,
peniaga boleh dikenakan tindakan. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">“Kalau pengguna rasa tertipu,
mereka boleh membuat aduan kepada Kementerian Perdagangan Dalam Negeri,
Koperasi dan Kepenggunaan (KPDNKK). Menerusi aduan, pihak berkenaan akan ke
premis berkenaan dan mereka akan membuat perbandingan harga barangan dibeli
pengguna itu untuk tempoh enam bulan sebelum pengadu membeli sesuatu produk
ditawarkan sama ada harga dibeli pengadu, barangan diskaun sebaliknya,”
katanya. </span></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<b><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">INFO </span></b></div>
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<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<b><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Elak terjerat</span></b><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;"></span></div>
<br />
<ul>
<li><span style="color: black; font-family: Symbol; font-size: 12.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-themecolor: text1;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"> </span></span></span><span dir="LTR"></span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Membuat senarai barangan perlu dibeli. </span></li>
<li><span style="color: black; font-family: Symbol; font-size: 12.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-themecolor: text1;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Elakkan beli barangan tidak perlu. </span></li>
<li><span style="color: black; font-family: Symbol; font-size: 12.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-themecolor: text1;"><span style="mso-list: Ignore;"><span style="font: 7.0pt "Times New Roman";"></span></span></span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Pengguna perlu ‘patuh’ pada senarai itu. </span></li>
<li><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Elakkan membeli di pasar raya besar, sebaliknya kedai
biasa yang menawarkan produk khusus. </span></li>
<li><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Sekiranya ingin membeli baju sekolah, kunjungi kedai
pakaian seragam bukannya pusat beli-belah untuk mengelak terjebak membeli produk
lain yang memungkinkan pengguna berbelanja lebih. </span></li>
<li><span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; mso-ascii-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-themecolor: text1;">Aduan - Sebarang aduan pengguna boleh disalurkan KPDNKK
ke : 1-800-88-6800 atau Pusat Khidmat Aduan Pengguna Nasional atau hubungi 03
7877 9000. </span></li>
</ul>
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Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-19193850342280858852012-08-07T17:16:00.001+08:002012-08-07T17:16:32.998+08:00DON'T OVER SPEND DURING RAMADAN, HARI RAYA<div class="separator" style="clear: both; text-align: left;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgY4A9H2PR923fIsG9SissPxfjRvkCoSNG15usKt4kcxN0MKFqWMiAHHm0Ubfy3J_ZqfCXeODAKHN3TsxC1yh1Prsiv8rNVjbH3ZRdeKGslNqCtfFmkvrN314XVq-O9dObsI4E1/s1600/bernama.gif" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgY4A9H2PR923fIsG9SissPxfjRvkCoSNG15usKt4kcxN0MKFqWMiAHHm0Ubfy3J_ZqfCXeODAKHN3TsxC1yh1Prsiv8rNVjbH3ZRdeKGslNqCtfFmkvrN314XVq-O9dObsI4E1/s1600/bernama.gif" /></a></div>
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<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">1
August 2012</span></div>
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<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">By
Melati Mohd Ariff</span></div>
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<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">KUALA
LUMPUR, Aug 1 (Bernama) -- "Food fair" is probably what best
describes the Ramadan bazaars that are running throughout the country.</span></div>
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<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">The
patrons found at the jam-packed bazaars, though fasting, often do not appear
tired or lethargic when it comes to shopping for their delicacies. And today
they are spoilt for choice.</span></div>
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<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">For
many patrons much of their time is spent at the stalls along the road that sell
numerous delicacies.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Where
should one stop first?</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">The
tantalizing aroma of the 'ikan percik' and 'ayam percik' on the hot-grill added
to both otak-otak and satar (both snacks made of fish meat and spices which are
wrapped in banana leaves), and satay (grilled chicken meat) and ikan pekasam
(pungent fermented fish) is just "overwhelming", to borrow a term
from a friend who shared her experience following a visit to the Ramadan bazaar
at Setiawangsa on the second day of fasting.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"There
are just too many people there. I suggest that you go there early. Don't think
of going there after 5 pm, since the market is too crowded and your shopping
will be difficult to manage with children," she says.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"Finding
a parking space is another headache," cautions another friend while
describing her experience at a Ramadan bazaar in Rawang.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">This
is probably a scenario most common to the early part of the fasting month when
Muslims fulfill their third responsibility towards Islam.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Though
their hands may hold countless bags from purchase, most patrons still refuse to
leave the bazaar and instead set out on yet another round of shopping.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Still
at the end of the day, most food items just end up in dustbin on flimsy
pretexts of poor taste or too much choice.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">EXPENSIVE</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">As
for those who have no time to cook or want to try something different, the
Ramadan Bazaar true to its name is probably their best choice.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">For
some families it is cheaper to shop at such sites, especially when there are
only one or two people to feed.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">With
regard to prices, one must close his eyes. Food prices it seems are never going
to come down.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"Take
it, or leave it", is what most traders insist on while putting the blame
squarely on the high cost of ingredients.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">There
was a time when a traditional Malay kuih was sold just at 10 sen, then the
price was raised to 30 sen, followed by three pieces for RM1. Today, however,
the cheapest kuih you can buy will cost you 40 sen, even as others cost anywhere
between 50 and 70 sen.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">That's
how much one pays at Ramadan bazaars. Apart from Ramadan bazaars, hotels too
are ready to cash in with their sumptuous offers of the buka puasa spread.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Some
of the platters available on the 'buka puasa' spread are just mind boggling
with menus listing between 100 and 150 items to choose from!</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Most
of the hotels promote traditional fares, including the kampung gourmet that is
much sought after.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">What
about the price? The platter can cost anywhere between RM50 and RM100 per head!
Families who come with children have to pay between RM30 and RM40 per child.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Some
shoppers complain that the buffet prices have gone up unlike last year. Like
the Ramadan Bazaar, some hotels claim their raised prices are justified,
especially due to the high cost of raw ingredients and the fact that they have
to maintain quality!</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">CHANGE
YOUR ATTITUDE</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Nevertheless,
Muslims should spend cautiously during Ramadan and Hari Raya.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">The
Director of Federation of Malaysian Consumer Associations' (Fomca)
Communications, Mohd Yusof Abdul Rahman says, "Instead of spending
unnecessarily on food and other items, Muslims should instead focus more on
religious activities during Ramadan."</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"Every
opportunity to spending moderately while reducing expenses during this holy
month ought to be fully utilised," he adds.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"The
money saved can be used to prepare for Hari Raya," he advises.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">He
is also of the view that costly fast- breaking functions like at hotels are
unnecessary.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Apart
from wasting money, he pointed out such lavish 'buka puasa' events were also
not in line with the spirit of Ramadan that emphasises on moderation.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"The
best thing to do is to eat simple meals at home. Any excess money can be
donated to mosques or surau to sponsor collective fast- breaking events,"
notes Mohd Yusof.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">He
also touches on the fast- breaking events at hotels where orphans and students
learn the Quran.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">According
to Mohd Yusof, however, it was still better to hold events at the orphanages
themselves as more people could participate.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">ISSUES
RELATING TO HALAL</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Mohd
Yusof also reminded Muslim consumers to be more discerning in their choice when
breaking fast.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">He
pointed out more and more hotels and eateries are offering Ramadan buffets to
entice Muslims, but remained ambiguous on whether they conform to the halal
prerequisites.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"What
happens when the hotel has no halal certification from the authorities?"
he asks.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">He
adds that authorities should stop Ramadan buffets that run without halal
verification by enforcing the Trade Description Act, thereby making it
mandatory for hotels offering Ramadan fare have halal approval.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Datuk
Othman Mustapha, the Director-General of the Malaysian Islamic Development
Department (Jakim), recently advised hotel operators without genuine halal
certification to avoid placing halal logo or wordings that can be misconstrued
as genuinely halal.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">JAKIM's
statistics confirmed that 812 halal approvals have been given out from the
1,487 applications originally received from hotel kitchens and food premises
for the Ramadan buffets.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">The
number involves 359 hotels and 453 eateries.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">PILING
UP DEBTS</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Some
Muslims not only spend a lot on food during Ramadan, they virtually spend money
on a lot of luxuries which at the end of the day result in servicing their
debts.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"Their
poor financial management starts from their youth. A recent study conducted by
Consumer Research and Resource Centre, FOMCA's research wing, found that 46.8
per cent of the respondents used at least 30 per cent of their gross income to
pay debts. The study indicated that 37 per cent of respondents spent beyond
their means. The study was conducted among 1,002 young workers in the cities,"
he explains.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">As
for these people, he claims, they have no qualms about living in debts since
what matters to them is that everything be new. "Some want to show off
their new car each time they 'balik kampung!'" he admonishes.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Finally,
they are saddled with credit card debts and they resort to loans from illegal
money lenders or loan sharks!</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"A
journalist involved in the loan shark activities last year told me that Malays
mostly resort to these money lenders, especially during the festive
period," says Mohd Yusof to Bernama.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">He
pointed out that this is an unhealthy development despite reports played up by
the media on the consequences of borrowing from the loan sharks. However, many
continue to borrow from them brazenly.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"Maybe
there are some people desperate for money who have no avenues of getting help
from financial institutions due to stricter conditions imposed on them,"
he says.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">MAKE
PREPARATIONS</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Mohd
Yusof advises Muslim consumers to spend carefully, especially during Hari Raya.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">They
also ought to work out a financial plan beforehand and set a spending budget.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">To
this end, they should start saving before spending.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"By
Ramadan, they should have enough money to spend and they should only spend
based on what their means allow. The problem is that Malaysians still don't
save much and in times of financial distress they seek loans. This poor
financial attitude should be discarded and newer methods to save must be
adopted," he adds.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">Mohd
Yusof notes that if they still cannot curb their urge to spend, they should
spend on jewelry as a form of investment.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">"Jewelry
can appreciate in value and can be pawned when the need arises," he
explains.</span></div>
<div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: justify;">
<br /></div>
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<span style="font-family: "Arial","sans-serif"; font-size: 12.0pt;">--
BERNAMA</span></div>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-36623915430647978922012-08-07T17:10:00.003+08:002012-08-07T17:12:46.626+08:00JANGAN BOROS SAMBUT RAMADAN DAN HARI RAYA<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4Dr5jQ8KJEpxqQxwkjoK8nXjgRamVxwBbOcDErzaKxqYMPVriPuGZiHcas1neDPfJmvMWDPzEZBJ9fQ657EQYbgTOrxF6tmZwMC0liRYDcaWFym3Ccvwkn6Vzim-hDa21VBcU/s1600/bernama.gif"><img style="cursor:pointer; cursor:hand;width: 110px; height: 119px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4Dr5jQ8KJEpxqQxwkjoK8nXjgRamVxwBbOcDErzaKxqYMPVriPuGZiHcas1neDPfJmvMWDPzEZBJ9fQ657EQYbgTOrxF6tmZwMC0liRYDcaWFym3Ccvwkn6Vzim-hDa21VBcU/s400/bernama.gif" alt="" id="BLOGGER_PHOTO_ID_5773856237096904978" border="0" /></a><br /><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >1 Ogos 2012</span></p><p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><span style=";font-family:";font-size:12.0pt;" >Oleh Melati Mohd Ariff</span></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >KUALA LUMPUR, 1 Ogos (Bernama) -- "Pesta makanan." Mungkin itu ungkapan yang paling tepat untuk menggambarkan suasana di bazar Ramadan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Di wajah pengunjung yang berasak-asak di tapak bazar, rasanya tidak nampak rasa letih dan lesu walaupun perut sudah lama berkeroncong kerana berpuasa.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Tumpuan mata hanya kepada gerai-gerai yang terletak di sepanjang jalan serta pelbagai aneka juadah yang terdapat di atas meja jualan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mana satu agaknya hendak singgah dulu. Aroma ikan dan ayam percik yang di panggang ditambah otak-otak, satar , sate dan ikan pekasam begitu "mengancam", meminjamkan kata seorang rakan yang berkongsi pengalaman berkunjung ke bazar Ramadan Setiawangsa pada hari kedua Ramadan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Terlalu ramai orang. Saya syorkan pergi awal. Selepas jam 5, janganlah pergi, sesak, kalau bawa anak kecil lagi susah.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Nak cari tempat letak kereta pun satu masalah", seorang rakan lain memberitahu pengalamannya ke bazar Ramadan Rawang.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Begitulah senario lazim yang boleh kita lihat jika berkunjung ke bazar Ramadan terutama di hari-hari awal umat Islam menunaikan Rukun Islam ke-tiga ini.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Perut yang kosong bagaikan meronta-ronta mahu diisi dengan pelbagai makanan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Meskipun sudah penuh tangan menjinjing plastik bungkusan, ada yang masih belum beredar seakan-akan masih mencari apa lagi juadah tambahan untuk dibawa pulang.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Begitu banyak yang dibeli, banyak jugalah yang menjadi habuan tong sampah kerana "tak boleh habis", "tak sedap" dan pelbagai lagi alasan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >HARGA MAHAL</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Bagi mereka yang "tak sempat nak masak" atau hendak "mencari makanan yang lain sikit", bazar Ramadan mungkin pilihan terbaik.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mungkin juga bagi sesetengah orang, membeli itu lebih menjimatkan jika yang hendak memakannya cuma seorang atau dua sahaja.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Tentang harga, mungkin terpaksa menutup sebelah mata. Harga makanan tiada yang turun.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Hendak beli, beli" mungkin itu pegangan sesetengah peniaga yang menggunakan alasan, harga barang mentah yang tinggi.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Kalau dulu kuih sekeping 10 sen, naik 30 sen dan kemudian dijual tiga keping seringgit, sekarang paling murah sekeping empat puluh sen, ada juga 50 sen sehingga 70 sen.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Tidak cukup di bazar Ramadan, hotel juga menawarkan pelbagai juadah untuk berbuka puasa.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mungkin sesetengahnya seperti tidak masuk akal kerana menawarkan sehingga 100 hingga 150 menu!</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Kebanyakan hotel mempromosikan hidangan resipi makanan tradisional dan masakan ala kampung untuk menarik pelanggan yang sememangnya tercari-cari makanan yang jarang dihidang di meja makan di rumah.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Harga? Sekitar RM50 hingga RM100 lebih untuk orang dewasa! Kanak-kanak juga dikenakan caj tetapi yang lebih rendah, sekitar RM30 hingga RM40.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Pun sudah ada pihak merungut harga bufet yang tinggi berbanding tahun lepas. Seperti di bazar Ramadan, sesetengah hotel dilaporkan memberi alasan harga barang mentah yang mahal dan mahu menjaga kualiti!</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >BETULKAN SIKAP</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Walau apa pun alasan dan keadaan, masyarakat pengguna Islam perlu memperbetulkan sikap dalam urusan berbelanja seperti di bulan Ramadan dan menjelang hari raya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Seperti kata Mohd Yusof Abdul Rahman, Pengarah Komunikasi Gabungan Persatuan Pengguna-Pengguna Malaysia (Fomca), "pengguna Islam sewajarnya memberikan tumpuan untuk lebihkan beribadat sepanjang Ramadan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Bulan yang penuh kemuliaan ini seharusnya dijadikan sebagai peluang untuk mengurangkan perbelanjaan dan bersederhana.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Wang yang dapat dijimatkan boleh digunakan sebagai perbelanjaan bagi persiapan menyambut hari raya."</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Beliau turut berpandangan, amalan berbuka puasa di hotel yang mengenakan caj yang tinggi tidak sewajarnya dilakukan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Selain menyebabkan pembaziran, tambahnya, ia juga tidak seiring dengan semangat bulan Ramadan iaitu bersederhana.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Yang paling baik makan di rumah dengan hidangan yang sederhana. Wang yang hendak dibelanjakan diderma atau sedekahkan ke masjid atau surau untuk membiayai jamuan buka puasa", kata Mohd Yusof.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Beliau turut mengulas kebiasaan syarikat atau pihak korporat mengadakan jamuan berbuka puasa di hotel untuk meraikan anak-anak yatim atau pelajar dari pusat tahfiz.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Bagi beliau, meskipun ia satu dasar yang baik tetapi lebih baik sekiranya pihak berkenaan mengadakan jamuan di rumah anak yatim itu sendiri kerana lebih ramai yang dapat menikmati juadah tersebut.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >STATUS HALAL</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mohd Yusof turut mengingatkan masyarakat pengguna Islam supaya berhati-hati memilih premis berbuka puasa.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Sebagai contoh, semakin banyak hotel menjadikan bufet Ramadan sebagai amalan pemasaran untuk menarik pengguna mengadakan jamuan berbuka puasa.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Persoalannya jika hotel yang mengadakan bufet Ramadan itu tidak mempunyai sijil halal daripada pihak berkuasa berkenaan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Ini sudah tentu menimbulkan keraguan tentang status halal makanan yang dihidangkan," katanya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Beliau menambah, amalan pihak yang mengadakan bufet Ramadan tanpa sijil halal dapat dibendung dengan penguatkuasaan Akta Perihal Dagangan 2011 yang mewajibkan hotel yang mengadakan promosi bufet Ramadan mempunyai sijil tersebut.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Bagaimanapun, Mohd Yusof menegaskan pihak berkuasa berkenaan perlu memantau dan mengambil tindakan tegas untuk memastikan amalan mengadakan bufet Ramadan tanpa sijil halal ini tidak berlaku lagi pada tahun ini.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Ketua Pengarah Jabatan Kemajuan Islam Malaysia (Jakim) Datuk Othman Mustapha, baru-baru ini menasihatkan pengusaha hotel yang tidak mendapat sijil halal yang diperakui supaya tidak mempamerkan logo halal atau sebarang ungkapan yang menunjukkan makanan bufet Ramadan mereka sebagai halal.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Statistik JAKIM menunjukkan pihak berkenaan telah mengesahkan pensijilan halal kepada 812 daripada 1,487 permohonan membabitkan dapur hotel dan premis makanan bagi mengadakan bufet Ramadan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Jumlah tersebut membabitkan sebanyak 359 hotel dan 453 premis makanan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >TAMBAH HUTANG</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Sesetengah pengguna Islam bukan sahaja belanja besar semasa untuk belanja makanan di bulan Ramadan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mereka ini juga berjiwa besar untuk beraya sakan meskipun kemampuan kewangan seperti usikan sesetengah rakan "baru dapat slip gaji, wang dah habis bayar hutang."</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Untuk mereka ini, ungkapan "Biar papa asal bergaya" nampaknya masih tidak luput dek zaman walaupun hutang sudah mengelilingi pinggang.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Masalah ini bermula semenjak muda lagi. Kaji selidik yang telah dilakukan oleh Pusat Penyelidikan dan Sumber Pengguna (CRRC), iaitu bahagian kajian FOMCA, baru-baru ini mendapati 46.8 peratus responden menggunakan 30 peratus daripada pendapatan kasar mereka untuk membayar hutang.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Begitu juga kaji selidik ini menunjukkan 37 peratus responden berbelanja melebihi pendapatan mereka. Kaji selidik ini dilakukan terhadap 1,002 pekerja muda di kawasan bandar," jelasnya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Bagi golongan yang suka berhutang ini, yang penting bila hari raya, semua mesti serba serbi baru. Ada yang sampai balik kampung nanti kereta pun mesti baru!</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Alamatnya, tidak cukup kad kredit, mulalah cari ah long!</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Seorang wartawan yang membuat laporan khas tentang ah long pada tahun lepas memberitahu saya dia melihat ramai orang Melayu sedang berurusan untuk membuat pinjaman di pejabat ah long.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Ini menunjukkan memang ada trend orang Melayu meminjam daripada ah long untuk kegunaan hari raya," Mohd Yusof memberitahu Bernama.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Beliau menyifatkan perkembangan itu sebagai membimbangkan kerana meskipun pihak media memberi liputan meluas tentang masalah yang dihadapi oleh peminjam ah long, masih ramai yang mahu meminjam daripada pihak berkenaan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Mungkin ada yang benar-benar terdesak memerlukan wang untuk sesuatu keperluan tetapi gagal mendapatkan daripada saluran yang sah seperti pinjaman bank kerana syarat pinjaman yang ketat," katanya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >BUAT PERSEDIAAN</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Justeru, Mohd Yusof mengingatkan masyarakat pengguna Islam supaya berhemat dalam berbelanja terutamanya menjelang hari raya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mereka juga perlu membuat persiapan dan perancangan kewangan terlebih dahulu dan menetapkan jumlah perbelanjaan yang diperlukan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Dalam hal ini, mereka sewajarnya menyimpan wang untuk mendapatkan sejumlah wang yang diperlukan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Menjelang Ramadan, mereka sudah mempunyai jumlah wang yang mencukupi untuk perbelanjaan yang diperlukan dan berbelanja berdasarkan jumlah wang yang ada.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Masalahnya tabiat menabung dalam kalangan rakyat Malaysia masih rendah dan apabila timbul keperluan wang, mereka terpaksa meminjam.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Tabiat ini perlu dikikis dan mereka perlu mula menyemai tabiat menabung," tambahnya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mohd Yusof memberi contoh pembelian barang kemas yang diperbuat daripada emas sebagai satu bentuk simpanan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Barang kemas ini boleh digadai sekiranya ada keperluan," jelasnya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >-- BERNAMA</span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-21824518888692875612012-05-08T17:38:00.007+08:002012-05-08T17:46:54.423+08:00PENGGUNA ISLAM KURANG PRIHATIN<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtlfUEpiigLYx0t4MmNmcNEihBVM2KHrwwG3aNFZ8kGQtwWP3oxp7diQpmuu99gZgjY5ZlBD6PvKpKCVJh0WOvOs93JFe2og0Crgw77AiHgZ6_oxp1_Az-cGAcki3nVr-Zl6Lm/s1600/utusan.gif"><img style="cursor: pointer; width: 211px; height: 110px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtlfUEpiigLYx0t4MmNmcNEihBVM2KHrwwG3aNFZ8kGQtwWP3oxp7diQpmuu99gZgjY5ZlBD6PvKpKCVJh0WOvOs93JFe2og0Crgw77AiHgZ6_oxp1_Az-cGAcki3nVr-Zl6Lm/s400/utusan.gif" alt="" id="BLOGGER_PHOTO_ID_5740096359886985074" border="0" /></a><br /><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" ><br />4 Mei 2012</span> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Oleh MOHD. SHAH CHE AHMAD<br />Gambar JEFFRI IRAN </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRb0aBR8Fs3gPxZs-q3yU5_0V823BSa2Jw4cSn89GVH6g-cxmleZRM6y6L3nDWZ1AXjO-zSsFhyphenhyphenEqN80nuKls5pTbI3kXNYaWbU1UVNdbtWEmwlPuXoOfqaAiBB8DViju2-dZV/s1600/ba_01.1.jpg"><img style="cursor:pointer; cursor:hand;width: 400px; height: 258px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiRb0aBR8Fs3gPxZs-q3yU5_0V823BSa2Jw4cSn89GVH6g-cxmleZRM6y6L3nDWZ1AXjO-zSsFhyphenhyphenEqN80nuKls5pTbI3kXNYaWbU1UVNdbtWEmwlPuXoOfqaAiBB8DViju2-dZV/s400/ba_01.1.jpg" alt="" id="BLOGGER_PHOTO_ID_5740096074609616930" border="0" /></a></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >MOHD. Amri Abdullah (kiri) memeriksa bilik sejuk beku semasa serbuan premis pengendali makanan yang mencampurkan makanan tidak halal dan halal. - Gambar hiasan </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >MALAYSIA negara Islam, kita ada akta halal dan undang-undang sendiri yang telah diperuntukkan oleh pihak berkuasa, kenapa perlu risau dan kenapa tidak pernah habis membincangkan isu halal dan haram ini." </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Begitulah ungkapan yang sering didengari daripada segelintir masyarakat di negara ini apabila mempersoalkan mengenai tahap kesedaran dan hak pengguna dalam pengambilan produk halal. </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Ramai yang beranggapan, kewujudan akta Perihal Dagangan 2011 (APD 2011) yang diperkenalkan oleh kerajaan pada awal Januari lalu menjadi jaminan kepada pengguna yang beragama Islam untuk mendapatkan makanan atau produk yang diyakini suci dan halal.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Atas alasan Malaysia merupakan negara Islam juga, ramai yang kurang mengambil perhatian terhadap status sesuatu makanan atau produk yang diambil. </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Sikap kurang prihatin menjadi punca yang mengakibatkan industri halal di negara ini sukar untuk berkembang dan mencapai kepada tahap yang memuaskan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Akibatnya, makanan dan produk daripada sumber tidak halal terus terjual meluas di pasaran kerana mendapat sambutan daripada orang ramai yang bergelar pengguna termasuk orang Islam.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Kita kerap melenting apabila mendapat tahu sesuatu produk yang telah sekian lama kita gunakan diwartakan mempunyai kandungan tidak halal oleh pihak berkuasa.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Sedar atau tidak, pengguna sebenarnya mempunyai kuasa yang mampu mengubah dan menganjakkan industri halal di negara ini ke arah yang lebih maju dengan mendahului negara-negara Islam yang lain.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Inilah yang ditekankan oleh Pengarah Komunikasi, Gabungan Persatuan-Persatuan Penguna Malaysia (FOMCA), Mohd. Yusof Abdul Rahman ketika membentangkan kertas kerja bertajuk Terbelakah Hak Pengguna Dalam Isu Pemakanan Halal dan Berkhasiat' dalam seminar Kemelut Pemakanan Halal, baru-baru ini.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mohd. Yusof berkata, perkara tersebut diyakini mampu dicapai kerana pengguna Islam merupakan penyumbang terbesar terhadap permintaan produk di negara ini.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Masyarakat Islam merupakan pengguna terbesar berbanding penganut agama lain. Statistik pada tahun 2010 menunjukkan seramai 61.3 peratus atau 17.3 juta rakyat di negara ini beragama Islam. </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Oleh itu, pengguna Islam mempunyai peranan yang penting dalam menentukan permintaan produk makanan halal di negara ini. </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Jika semua pengguna Islam sedar mengenai kepentingan ini, maka pengusaha produk akan berusaha memastikan produk atau makanan mereka adalah halal.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Justeru, pengguna umpama kuasa besar yang boleh memandu industri halal di negara ini dengan mewujudkan permintaan besar produk keluaran halal di pasaran," katanya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Sebagai pengguna Islam, kita tidak boleh hanya bergantung kepada akta dan pihak berkuasa dalam memastikan produk yang dipasarkan berstatus halal. Mereka sendiri harus memahami dan peka terhadap konsep halal dan haram. </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Sebagai contoh, pengguna perlu mengetahui sedikit sebanyak mengenai kandungan bahan dalam makanan atau produk yang ingin diambil. </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Pengguna perlu tahu mengenalpasti sesuatu produk dihasilkan tersebut sama ada mematuhi tuntutan agama atau tidak. </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Di samping itu, pengguna juga perlu mengetahui bahawa mereka mempunyai hak dalam menentukan dan membuat pemilihan sumber makanan atau produk yang ingin digunakan itu halal.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mengulas lanjut, kata Mohd. Yusof, terdapat lapan garis panduan yang telah disepakati oleh pergerakan pengguna seluruh dunia terhadap hak seorang pengguna.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Hak tersebut adalah, hak untuk mendapatkan keperluan asas, hak untuk mendapatkan maklumat, hak untuk mendapatkan keselamatan, hak membuat pilihan, hak mendapatkan pendidikan berguna, hak mendapatkan ganti rugi, hak untuk bersuara, serta hak mendapatkan alam sekitar yang sihat dan selamat. Pembungkusan makanan perlulah mesra alam dan tidak mencemarkan alam sekitar.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Ternyata hak pengguna tersebut telah disepakati oleh pergerakan pengguna seluruh dunia. Jika pengguna tahu memanfaatkan hak mereka, pasti sesuatu perkara yang disepakati akan tercapai.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Jika pengguna tegas menitikberatkan bab halal dan haram ini, pastinya ia secara tidak langsung akan memberi kesedaran kepada peniaga atau pengusaha produk mengenai kepentingan mengenai halal," jelasnya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Walaupun Islam telah lama bertapak dan diamalkan oleh majoriti masyarakat di negara ini, namun industri halal negara masih berada ditahap yang kurang memuaskan. </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Ia berikutan terdapat beberapa faktor yang membantutkan perkembangan industri halal.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >Mohd. Yusof berkata, antara faktor tersebut adalah, pengeluaran produk dan makanan dikuasai oleh orang bukan Islam dan kekurangan rantaian bekalan bahan makanan halal.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Statistik pada tahun 2010 menunjukkan 74.7 peratus pemegang sijil halal Malaysia adalah bukan Bumiputera bagi kategori produk, premis makanan dan rumah sembelihan.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" >"Kita juga mengalami masalah kekurangan rantaian bekalan bahan makanan halal. Ini menjadi masalah kepada pengusaha untuk mendapatkan persijilan halal disebabkan kekurangan bahan makanan halal seperti bahan mentah, ramuan, bahan tambahan dan sebagainya," ujarnya.</span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";font-size:12.0pt;" > </span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-31960515735457581132012-03-07T11:30:00.004+08:002012-03-07T11:34:17.814+08:00PENGGUNA SEMAKIN PERLU BIJAK BERBELANJA<a 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</w:LatentStyles> </xml><![endif][if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin-top:0in; mso-para-margin-right:0in; mso-para-margin-bottom:10.0pt; mso-para-margin-left:0in; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} </style> <![endif]--> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify" id="news"><b><span style="Arial","sans-serif"font-family:";" >Oleh Melati Mohd Ariff</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >KUALA LUMPUR, 1 Mac (Bernama) -- Wang semakin tidak bernilai. Jangan keliru dengan ungkapan ini. Ia sebenarnya ada kaitan dengan peningkatan kos sara hidup dan yang paling membebankan ialah harga barang makanan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Nampak gayanya masyarakat pengguna negara ini terpaksa menyesuaikan diri dengan kenaikan kos sara hidup terutama mereka yang tinggal di bandar.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Sebagai contoh, pergi ke pasar sekarang bukan seperti kita keluar berbelanja sekitar 30 atau 40 tahun lalu.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Ketika itu, bawa RM20 ringgit mungkin sudah penuh raga. Ada ayam, ikan, sayur dan barang keperluan dapur.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >HARI INI</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Senario hari ini jauh berbeza.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Dengan RM20 tidak banyak yang boleh diisi di dalam bakul kalau pun berkunjung ke pasar basah, jauh sekali pasar raya.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Sekilogram daging RM25. Kalau udang laut ada yang sampai RM25 satu kg," keluh rakan sekerja, Hazlinda Hamzah.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Perbelanjaan barang dapur sahaja untuk Hazlinda yang mempunyai lima orang anak boleh mencecah lebih RM1,000 sebulan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Bagi mereka yang mungkin mahu menjadikan ikan untuk menggantikan daging atau ayam juga berdepan dengan dilema.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Harga ikan juga tidak menentu. Ikan sardin basah yang dulu dibeli untuk makanan kucing sudah berharga sekitar RM7 satu kg. Sekeping ikan tenggiri yang dibeli di pasar raya boleh mencecah RM5.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Kalau hendak makan ketam, mungkin kena fikir panjang-panjang, bukan sahaja soal kolesterol tapi tanda harga yang dilihat tercatat RM23 sekilogram</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >IKUT MUSIM</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Pastinya harga barang pun mengikut musim. Harga makanan laut menjadi berlipat ganda bukan sahaja masa musim perayaan tetapi juga musim tengkujuh.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Memang ada kawalan harga barang tetapi masih ada peniaga yang berjaya membelit pengguna dan membuat keuntungan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Masa cuti tahun baru Cina sebiji terung bulat harganya 50 sen. Baru-baru ini saya beli lobak merah satu seringgit," rungut seorang rakan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Mereka yang befikir sayur kampung boleh dijadikan hidangan kerana murah, boleh mencongak berapa yang perlu dibeli dan dibayar jika secekak kecil pucuk paku atau ubi yang lebih banyak daun tuanya berharga RM1.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Penulis pernah bertanya kepada penjual di pasar tani mengapa harga pucuk paku mahal.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Alasan yang diberi harga minyak naik dan orang yang membekalkan pucuk paku menggunakan bot untuk menyusuri sungai mencari sayur tersebut.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >DULU DAN SEKARANG</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Mengimbau kehidupan 30 atau 40 tahun lalu, tidak memerlukan perbelanjaan yang banyak. Si ayah yang bergaji kecil pun sudah boleh menanggung keluarga besar, anak sehingga 10 orang ramainya.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Belanja sekolah anak mungkin setakat 10 sen, sudah boleh beli nasi lemak sebungkus dan aiskrim Malaysia.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Anak-anak juga ke sekolah berjalan kaki atau yang berada sedikit, berbasikal. Ibu bapa juga tidak perlu bimbang anak dilarikan atau diapa-apakan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Anak-anak sekarang membawa wang saku ke sekolah tidak kurang daripada RM2 sehari, ada juga yang membawa RM5 sehari.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Penulis pernah melihat seorang anak sekolah rendah memegang wang kertas RM10 untuk membeli makanan snek selepas waktu sekolah.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Emak bagi belanja untuk tiga hari," kata anak ini sambil memegang segenggam makanan snek rumput laut.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Kebanyakan anak-anak yang menunggu ibu atau bapa untuk mengambil mereka pulang dari sekolah, mahu pun van atau bas sekolah, rata-rata mereka akan membeli makanan ringan termasuk air berkabonat.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Malah ada bas sekolah yang menjual makanan ringan serta air bergas.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Suruhanjaya Perkhidmatan Awam Darat (SPAD) mungkin perlu bertindak tegas terhadap perkara ini.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >PELBAGAI KOS</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Untuk ibu bapa yang tidak berkesempatan mengambil anak mereka pulang dari sekolah, mereka terpaksa mengeluarkan belanja membayar kos bas atau van sekolah.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Lazimnya bayaran yang dikenakan bergantung kepada jarak jauh rumah dari sekolah. Kalau anak ramai, congak sendiri jumlah yang perlu diasingkan setiap bulan untuk belanja pengangkutan itu sahaja.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Kos lain yang sering menekan perbelanjaan ibu bapa ialah bila sesi baru persekolahan bermula.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Antara yang memeningkan kepala ialah hendak membeli pakaian seragam sekolah. Seorang anak mungkin memerlukan peruntukan sekitar RM100 hingga RM200 seorang, bergantung kepada jumlah pasang baju seragam.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Ini belum dikira kos menghantar anak tuisyen. Kalau ada anak kecil, perlu juga keluar kos untuk hantar ke tadika, taska atau pusat penjagaan harian.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Habis rendah kosnya mungkin sekitar RM200 seorang sebulan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Kalau berkemampuan, ambil pembantu rumah Indonesia yang gaji bulanannya sudah meningkat antara RM600 hingga RM700 sebulan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >BANTUAN KERAJAAN</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Dalam kenaikan kos hidup yang tidak dapat dibendung, ibu bapa bagaimanapun sudah tentunya boleh menarik nafas lega kerana kerajaan menyediakan buku teks percuma.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Ini ditambah pula dengan kemurahan hati kerajaan bermula penghujung tahun 2011 memberikan wang saku RM100 untuk pelajar sekolah rendah dan RM200 untuk pelajar sekolah menengah serta institut pengajian tinggi dalam bentuk baucar buku.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Keprihatinan kerajaan terhadap kenaikan kos sara hidup ditunjukkan melalui program Bantuan Rakyat 1Malaysia (BR1M) untuk rakyat Malaysia.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Bantuan kewangan bernilai RM500 ini menyasarkan isi rumah yang berpendapatan kurang daripada RM3,000 sebulan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Antara usaha lain kerajaan untuk menangani kenaikan kos sara hidup ini ialah pelancaran Kedai Rakyat 1Malaysia (KR1M).</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Kerajaan turut melancarkan Program Perumahan Rakyat 1Malaysia (PR1MA) bagi membantu golongan berpendapatan sederhana memiliki rumah mereka sendiri.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >BIJAK MEMILIH</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Seperti kata Mohd Yusof Abdul Rahman, Pengarah Komunikasi Kumpulan, Gabungan Persatuan Pengguna-Pengguna Malaysia (Fomca), inisiatif kerajaan seperti KR1M adalah untuk membantu pengguna membuat pilihan bijak atau mengurangkan kos perbelanjaan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Menurut beliau, dalam keadaan sekarang pengguna semakin perlu membuat perbandingan harga dan menyenaraikan terlebih dahulu barang yang perlu dibeli untuk mengelakkan belanja berlebihan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Kerajaan, jelasnya tidak mengawal harga barang di pasaran melainkan barang yang bersubsidi atau pun semasa musim perayaan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Bagaimanapun, ini tidak bermakna peniaga boleh menetapkan harga sesuka hati. Ia perlu berdasarkan kos operasi dan margin keuntungan yang munasabah.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Dalam keadaan tertentu harga juga ditentukan kepada kedudukan restoran seperti di hotel atau kafe berjenama.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Begitu juga dengan caj tertentu yang dikenakan seperti caj perkhidmatan atau cukai perkhidmatan," tambahnya.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >KAWAL BELANJA</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Dalam keadaan kos kehidupan yang meningkat, pengguna sebenarnya hanya perlu memperbetul sikap.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Kalau selalu sangat makan di luar, kurangkan kekerapannya.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Lazimnya mereka yang makan di luar ini kerana kesuntukan masa untuk memasak, lebih-lebih lagi bagi pasangan yang bekerja.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Ada juga yang menjadikan rutin untuk makan di luar bersama rakan atau keluarga untuk bersantai bersama.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Namun tidak dinafikan, ada kalanya membeli makanan di luar lebih menjimatkan bagi mereka yang masih bujang seperti Alan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Memang saya ada dapur tapi tak pernah masak. Balik kerja singgah mana-mana kedai untuk makan malam," kata anak muda ini.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Cuma budaya makan di luar ini kadang kala boleh mendatangkan kemudaratan kepada kesihatan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Memasak sendiri lebih selamat kerana kita tidak pasti apakah ramuan yang digunakan dalam masakan yang dibeli. Kebanyakan kita tidak menggunakan serbuk perasa seperti MSG di dalam masakan tetapi apabila makan di luar terpaksa makan makanan yang ada serbuk perasa ini," demikian komen Mohd Yusof.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >TIDAK KISAH</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Lazimnya tidak ramai yang ambil kisah melihat senarai harga makanan atau minuman apabila berkunjung ke kedai atau gerai makan mahupun restoran.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Kebanyakannya mungkin hanya melihat makanan yang dihidang atau gambar makanan yang dipamerkan dan terus duduk serta membuat pesanan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Dalam kes air kosong yang dikenakan bayaran yang melampau, mungkin ada yang masih beranggapan mereka akan mendapatnya secara percuma atau habis pun harga segelas sekitar 20 sen.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Caj 20 sen itu sudah menjadi sejarah. Rata-rata caj yang dikenakan di kebanyakan premis kafe atau restoran antara 80 sen hingga RM1.50 seperti yang dilaporkan akhbar.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >BUAT ADUAN</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Pengguna perlu melihat senarai harga yang dipamerkan sebelum memesan minuman atau makanan. Ini pesan Mohd Yusof.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Menurut beliau, jika harga tidak munasabah, pengguna wajar pergi ke restoran lain yang menawarkan harga yang berpatutan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Pesan beliau lagi, jika restoran tidak meletakkan senarai harga, buat aduan kepada Kementerian Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan (KPDNKK).</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Menurut Mohd Yusof, semua perniagaan diwajibkan meletakkan tanda harga walaupun di pasar.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Cuma ada tanda harga yang bersifat kekal dan ada yang sementara.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Seperti ikan dan sayur-sayuran di pasar, biasanya tanda harga bersifat sementara kerana harganya sentiasa berubah bergantung kepada bekalan atau permintaan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Restoran, gerai atau warung yang tidak meletakkan tanda harga, telah melakukan kesalahan di bawah Akta Kawalan Harga dan Antipencatutan 2010," katanya.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><b><span style="Arial","sans-serif"font-family:";" >BEKAL SENDIRI</span></b><span style="Arial","sans-serif"font-family:";" ></span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Bawa bekal, kurangkan makan di luar. Dua langkah ini mungkin dapat membantu mengekalkan wang dalam poket anda.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Bagi penjawat awam yang mahu dikenali sebagai Sar, dia sememangnya membawa bekal makanan ke pejabat.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Dia yang mengamalkan pemakanan sayuran, begitu teliti dengan apa yang dimakannya untuk menjaga kesihatan.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Bapa kepada anak kembar, D.J.Paul bukan setakat membawa makanan ke pejabat tetapi makanan yang dibawanya itu dimasaknya sendiri.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Beliau tidak menggunakan santan atau serbuk perasa dan jarang membawa keluarganya makan di luar.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Anak-anaknya juga makan di rumah sebelum ke sekolah. Wang belanja ke sekolah hanya RM2, digunakan jika perlu.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >"Saya tidak yakin dengan kualiti makanan yang dijual di kantin sekolah," katanya.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >Begitulah cabaran kehidupan yang perlu ditangani secara berhemah. Yang penting pengguna perlu bijak mengawal perbelanjaan, berbelanja bila perlu bukan kerana menurut hawa nafsu.</span></p> <p style="margin-top:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left: 0in;text-align:justify"><span style="Arial","sans-serif"font-family:";" >-- BERNAMA</span></p> <p class="MsoNormal" style="margin-top:12.0pt;margin-right:0in;margin-bottom: 12.0pt;margin-left:0in;text-align:justify;line-height:normal"><span style="Arial","sans-serif"font-family:";" > </span></p> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span style="Arial","sans-serif"font-family:";" > </span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-39568393289908950372011-11-14T16:09:00.004+08:002012-03-07T11:41:17.910+08:00THE GOOD AND BAD OF EXTENDING MEDISAVE<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHTcex4Qr1urukp4qHdGbSmEOIFPqB4SzSU_Em0zd0q6xoKUpbQwFdykjp7Y-DtbeBg5FXyFW8R-c2Lq_3TSbEFGCwDhryHXaAiJIrbahHeN1U5sU7N1S6zQO1Udic71-SCTGN/s1600/thesun.png"><img style="cursor:pointer; cursor:hand;width: 307px; height: 102px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhHTcex4Qr1urukp4qHdGbSmEOIFPqB4SzSU_Em0zd0q6xoKUpbQwFdykjp7Y-DtbeBg5FXyFW8R-c2Lq_3TSbEFGCwDhryHXaAiJIrbahHeN1U5sU7N1S6zQO1Udic71-SCTGN/s400/thesun.png" alt="" id="BLOGGER_PHOTO_ID_5674761690802025762" border="0" /></a><br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><!--[if !mso]><object classid="clsid:38481807-CA0E-42D2-BF39-B33AF135CC4D" id="ieooui"></object> <style> st1\:*{behavior:url(#ieooui) } </style> <![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--><span style=" font-weight: bold;font-family:arial;" >Husna Yusop</span><br /><p><b><span style="font-family:Arial;"><a href="mailto:newsdesk@thesundaily.com">newsdesk@thesundaily.com</a></span></b></p> <p style="text-align: justify;"><strong><span style="font-family:Arial;">PUTRAJAYA (Nov 13, 2011)</span></strong><span style="font-family:Arial;">: The influx of Singaporeans in Malaysian hospitals following the republic’s decision last year to extend its national medical insurance – Medisave – to include treatment sought here has received mixed reactions.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">While the government views it positively in line with medical tourism as the key focus of the healthcare national key economic area (NKEA), consumer associations are more wary of the possible effects.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">Health Minister Datuk Seri Liow Tiong Lai said the development would not have a negative impact on Malaysians, and would instead bring positive results.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">“It will enhance medical treatment in the country by giving the private sector a bigger role to play,” he said, adding it is not a zero-sum game.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">“It will attract locals from overseas because when private hospitals are good, they will be able to employ more specialists and our specialists working overseas will come back.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">“If we have good doctors coming into the country, it will benefit the locals who choose to seek medical treatment from private hospitals.”</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">On the possibility that it would result in Malaysians having to pay higher medical bills, Liow said under the Medical Act 1971, the ministry regulates the fees imposed by doctors and specialists, including those in private hospitals. </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">“We have a fee schedule in the act for all doctors and specialists. There is a range of prices for all kinds of diseases. They would have to follow the schedule accordingly,” he said.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">Asked whether the ministry could instruct private hospitals to give preference to Malaysians, Liow said the matter should not arise as treatment should be given to anybody who needs it.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">“We cannot simply reject a case. We treat foreigners and locals the same because we are hospitals, looking at diseases and treatments, not the economic aspect. It’s not the way,” he said.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">“This government policy is very obvious. We treat everybody who come to us."</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">He also said the government is encouraging more countries to take similar action under its NKEA entry point projects.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">Meanwhile, Federation of Malaysian Consumers Associations (Fomca) communications director Mohd Yusof Abdul Rahman said the move is a good recognition of the Malaysian health treatment industry.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">“Usually we hear cases of Malaysians seeking treatment in Singapore as they have better medical services there. But now, we can be proud with this acknowledgement that our hospitals are at par with those in Singapore,” he said.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">However, Fomca is worried that it would result in higher medical costs for locals as Mohd Yusof claimed the government has not been strictly enforcing the law on doctors' and specialist fees.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">“The government has said it would come up with a specific guideline on fees to be imposed by doctors and the prices of medicines, but until now we haven't seen it.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">“We need this guideline so that the government can impose a ceiling price for everything, including charges for hospital facilities such as rooms or wards and machines,” he said.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">He also said having more foreigners seeking treatment in the country could result in higher prices of other goods such as food and houses.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;"><span style="font-family:Arial;">Thus, Mohd Yusof suggested that the government impose a levy or tax on foreigners who seek treatment in Malaysian hospitals.</span></p> <p class="MsoNormal"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal"><span style="font-family:Arial;"> </span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-76464023167951033732011-11-04T09:35:00.002+08:002011-11-04T09:41:40.676+08:00GUNA KUASA PENGGUNA BERBELANJA IKUT KEPERLUAN<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYUZAWeIs4wjGIhrZzbXLSjb8TxrLeSo6q5YlniDmRnNWNxG4pwLsbOfNYLK9GIp685MBkKLbl3WxtdEGhdf9AsEulQQ_PdtlUyDcBQ4R2WpFIEKq41MnI12SlPNi7MumMbE5s/s1600/beritaharian.jpg"><img style="cursor:pointer; cursor:hand;width: 250px; height: 46px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYUZAWeIs4wjGIhrZzbXLSjb8TxrLeSo6q5YlniDmRnNWNxG4pwLsbOfNYLK9GIp685MBkKLbl3WxtdEGhdf9AsEulQQ_PdtlUyDcBQ4R2WpFIEKq41MnI12SlPNi7MumMbE5s/s400/beritaharian.jpg" alt="" id="BLOGGER_PHOTO_ID_5670949733015329266" border="0" /></a><br /><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"><br />Masalah kenaikan harga perlu ditangani semua termasuk penguatkuasaan tegas</span> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style=";font-family:Arial;" lang="FI">PRESIDE</span><span style=";font-family:Arial;" lang="FI">N</span><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYvYCq62zJBxJx4f3Xzwwobt9WJKL65v2CeV1DHadDGBZMyien2T5itskLtcF_a_VQU7h_UqXqug0qqyFuVrFrYGwxV_dWKJgSMDRpO7anUWrIYV_aS_WhRwHohXC-Ius_IRMi/s1600/yusof-bh4112011.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 179px; height: 88px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYvYCq62zJBxJx4f3Xzwwobt9WJKL65v2CeV1DHadDGBZMyien2T5itskLtcF_a_VQU7h_UqXqug0qqyFuVrFrYGwxV_dWKJgSMDRpO7anUWrIYV_aS_WhRwHohXC-Ius_IRMi/s400/yusof-bh4112011.jpg" alt="" id="BLOGGER_PHOTO_ID_5670949505080788274" border="0" /></a><span style=";font-family:Arial;" lang="FI"> Kongres Kesatuan Pekerja-Pekerja Di Dalam Perkhidmatan Awam (CUEPACS), Datuk O</span><span style=";font-family:Arial;" lang="FI">mar Osman, baru-baru ini menyarankan supaya kakitangan awam melakukan boikot secara seny</span><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">ap terhadap kenaikan harga barang.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Langkah ini dibuat sebagai memprotes sikap sesetengah peniaga yang menaikkan harga barang, terutama harga ayam, sedangkan penjawat awam masih belum menerima kenaikan gaji dan bonus mereka, seperti yang dibentangkan dalam Bajet 2012 pada 7 Oktober lalu.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Saranan Presiden CUEPACS ini turut mendapat sokongan daripada beberapa pertubuhan lain, seperti Kongres Kesatuan Sekerja Malaysia (MTUC) dan Pertubuhan Pribumi Perkasa Negara (PERKASA). Begitu juga Kementerian Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan juga mengalu-alukan langkah ini.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Gabungan Persatuan Pengguna Malaysia (FOMCA) menyambut baik usaha melakukan boikot ini kerana ia bertujuan untuk menggalakkan pengguna menggunakan kuasa mereka sebagai pengguna. Seperti mogok menjadi senjata bagi kesatuan sekerja menuntut hak mereka terhadap majikan, boikot pula adalah langkah untuk pengguna mengambil tindakan terhadap peniaga yang menjual barang atau perkhidmatan yang tidak menepati kehendak pengguna.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Namun begitu, FOMCA agak bersikap skeptikal dengan saranan memboikot ini kerana ia sudah berulang kali diutarakan, tetapi gagal mendapat sambutan daripada masyarakat pengguna. FOMCA sendiri pada 1990-an sering menyarankan pengguna supaya memboikot peniaga, tetapi tidak mendapat kesan yang diharapkan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Mungkin ada banyak faktor yang menyebabkan usaha ini tidak mendapat perhatian pengguna, seperti mereka tidak mempunyai banyak pilihan, melainkan terpaksa membeli barangan berkenaan kerana ia keperluan asas. Selain itu, tidak wujud persaingan yang sihat sehingga timbul monopoli pasaran oleh pihak tertentu.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Justeru, FOMCA lebih giat memberikan kesedaran kepada pengguna mengenai hak dan tanggungjawab mereka agar mereka secara individu akan bertindak terhadap peniaga yang tidak bertanggungjawab tanpa wujudnya dorongan daripada mana-mana pihak.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Pada masa sama, masalah kenaikan harga barang ini memerlukan tindakan daripada pelbagai pihak, khususnya kerajaan. Antaranya, memastikan bekalan bahan makanan sentiasa mencukupi di pasaran. Negara juga perlu menghasilkan bahan makanan secukupnya untuk keperluan rakyat tanpa banyak bergantung kepada import daripada luar.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Selain itu, persaingan yang sihat antara peniaga perlu diwujudkan agar tidak ada pihak-pihak tertentu yang memonopoli pasaran.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Pengguna juga perlu bijak menggunakan barang alternatif terhadap barang yang mengalami kenaikan harga. Banyak faktor yang menyebabkan kenaikan harga barang, bukan semata-mata disebabkan oleh segelintir peniaga yang mengambil kesempatan menaikkan harga barang untuk mengaut keuntungan yang berlebihan. Dalam kes seperti ini, tindakan penguatkuasaan yang tegas perlu dilaksanakan terhadap peniaga terbabit.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Pada April 2011 lalu, kerajaan sudah menguatkuasakan Akta Kawalan Harga dan Antipencatutan. Pengguna yang mendapati ada peniaga yang menaikkan harga barang secara keterlaluan perlu membuat aduan kepada pihak berkuasa.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Sebahagian besar daripada bahan makanan untuk keperluan negara adalah diimport, seperti beras, gandum, bawang dan cili. Pada tahun lalu, nilai import bahan makanan ialah RM30.2 bilion. Masalah banjir yang berlarutan di Thailand turut menjejaskan sebahagian daripada bekalan makanan yang digunakan oleh rakyat Malaysia.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Justeru, kerajaan perlu memberikan penekanan yang serius terhadap dasar jaminan makanan. Dasar ini perlu dirangka untuk jangka masa panjang sehingga negara mampu mengeluarkan bahan makanan pada tahap kecukupan diri.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Dalam hal ini kerajaan perlu memastikan dasar jaminan makanan dirangka untuk jangka panjang, termasuk Dasar Agro Makanan Negara yang dilaksanakan dari 2011 hingga 2020.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Pada masa ini, kerajaan juga sudah mewujudkan pelbagai inisiatif untuk rakyat membuat pilihan mereka sendiri, seperti Kedai Rakyat 1Malaysia, Menu Rakyat 1Malaysia dan Portal 1Malaysia Pengguna Bijak. Pengguna perlu mengambil kesempatan sepenuhnya terhadap inisiatif ini bagi mendapat pilihan barang yang berharga rendah.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Apa yang penting ialah peranan dan kesungguhan pengguna itu sendiri. FOMCA percaya bahawa ‘perlindungan kendiri adalah perlindungan terbaik’. Selagi pengguna tidak mahu menggunakan kuasa mereka, termasuk memboikot, maka mereka perlu bersedia untuk menghadapi peniaga yang bersifat tidak mesra pengguna, termasuk menaikkan harga barang sesuka hati.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align: justify;"><span style="font-family:Arial;">----------------------------------------<br /></span></p><p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Penulis ialah Pengarah Komunikasi Kumpulan, Gabungan Persatuan Pengguna Malaysia (FOMCA)</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Berita Harian, 4 November 2011</span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-11688678126375126362011-08-12T09:57:00.002+08:002011-08-12T10:00:01.490+08:00JANGAN SEKADAR WARTA KAWASAN<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgo8fcO-z2xPeYHBJrr2uO_GZ3hkbtwAZyig_h0PnR_engALXD_Isvg5t23cnqg16DZ6OSkTud8P_YEFw-LcEMq0owwugWiL-m_RYDqJZQSC8uYmw9dDC-myMmcCdtBdriXYBuI/s1600/kosmo.gif"><img style="cursor:pointer; cursor:hand;width: 240px; height: 67px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgo8fcO-z2xPeYHBJrr2uO_GZ3hkbtwAZyig_h0PnR_engALXD_Isvg5t23cnqg16DZ6OSkTud8P_YEFw-LcEMq0owwugWiL-m_RYDqJZQSC8uYmw9dDC-myMmcCdtBdriXYBuI/s400/kosmo.gif" alt="" id="BLOGGER_PHOTO_ID_5639783292263037682" border="0" /></a>
<br />
<br />12 Ogos 2011
<br /><p class="MsoNormal"><span style="font-family:Arial;">Oleh Luqman Ridhwan Mohamed Nor
<br />berita@kosmo.com.my</span></p> <p class="MsoNormal"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEirc0PMAWWMEhUp4mW09o_nj4qZH17N_fTwsuVanMRodW1lofoNPnYiVny22o5dJDBdIMp0vKGmHWOGjxylQUOEEuLYlT0129eMt7v_BIl_bpvQsVqEYuKzF0ERy9km3bBwvU0q/s1600/ne_09.1.jpg"><img style="cursor: pointer; width: 608px; height: 427px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEirc0PMAWWMEhUp4mW09o_nj4qZH17N_fTwsuVanMRodW1lofoNPnYiVny22o5dJDBdIMp0vKGmHWOGjxylQUOEEuLYlT0129eMt7v_BIl_bpvQsVqEYuKzF0ERy9km3bBwvU0q/s400/ne_09.1.jpg" alt="" id="BLOGGER_PHOTO_ID_5639783000533608178" border="0" /></a></p> <p class="MsoNormal"><span style="font-family:Arial;">CADANGAN menjadikan kedai mamak sebagai zon bebas rokok perlu seiring dengan penguatkuasaan bagi memastikannya berkesan. - Gambar hiasan </span></p> <div class="MsoNormal" style="text-align:center" align="center"><span style="font-family:Arial;"> <hr noshade="noshade" align="center" color="#aca899" size="1" width="100%"> </span></div> <p class="MsoNormal"><span style="font-family:Arial;"> </span></p> <p><span style="font-family:Arial;">KUALA LUMPUR</span><span style="font-family:Arial;"> - Penguatkuasaan perlu diperkasakan sekiranya Kementerian Kesihatan bercadang mewartakan kedai mamak dan kedai kopi sebagai zon bebas merokok di negara ini.</span></p> <p><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Pengarah Komunikasi Gabungan Persatuan Penguna Malaysia, Mohd. Yusof Abd. Rahman berkata, kerajaan boleh melakukan pelbagai peraturan namun ia tidak bermakna sekiranya tidak seiring dengan penguatkuasaan.</span></p> <p><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Cadangan itu baik bagi mewujudkan komuniti yang sihat tetapi apa yang penting dalam hal ini ialah penguatkuasaannya.</span></p> <p><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">"Tetapi kerajaan tidak boleh mengharapkan kepada kementerian semata-mata kerana mereka tidak boleh berada di semua lokasi pada setiap masa," katanya ketika dihubungi di sini semalam.</span></p> <p><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Beliau berkata demikian mengulas cadangan Ketua Pengarah Kementerian Kesihatan, Datuk Dr. Hasan Abdul Rahman yang memberitahu pihaknya bercadang untuk menjadikan kedua-dua tempat itu sebagai kawasan baharu zon bebas merokok.</span></p><p class="MsoNormal"> </p> Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-21054757068549399462011-07-29T09:01:00.002+08:002011-07-29T09:23:43.830+08:00MASA UNTUK BERJIMAT-CERMAT<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiQSZbOICNNIDvkxJJusduRR4dees5FaczpgVA9ZqpMLdOg2eflW2OIif5HEEJ-hlR5uv5VKBpe2c42MoRb2cyObePl6g2WVaSWwMW8C3Eh9BcD09LVebjjBdksVc48hFYBzLS5/s1600/bernama.gif"><img style="cursor:pointer; cursor:hand;width: 110px; height: 119px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiQSZbOICNNIDvkxJJusduRR4dees5FaczpgVA9ZqpMLdOg2eflW2OIif5HEEJ-hlR5uv5VKBpe2c42MoRb2cyObePl6g2WVaSWwMW8C3Eh9BcD09LVebjjBdksVc48hFYBzLS5/s400/bernama.gif" alt="" id="BLOGGER_PHOTO_ID_5634574184629536706" border="0" /></a><br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--> <br /><p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">19 Julai, 2011 12:36 PM</span></p><span style="font-family:Arial;"> </span> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Oleh Melati Mohd Ariff</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">KUALA LUMPUR, 19 Julai (Bernama) -- Kenaikan tarif elektrik yang diumum kerajaan berkuatkuasa 1 Jun lepas mungkin belum memberi banyak kesan kepada kebanyakan pengguna.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Bagaimanapun, mungkin sudah ada yang tidak lena tidur memikirkan cara untuk mengurangkan perbelanjaan dalam menjangkakan kenaikan harga barang dan perkhidmatan, ekoran kenaikan tarif elektrik itu.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Sikap yang positif ini dilihat amat perlu supaya tidak perlu menokok hutang yang mungkin sudah hampir mengelilingi pinggang.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Bagi mereka yang mempunyai keluarga besar, beban kewangan sudah pastinya berlipat ganda. Jika tersilap langkah dalam perhitungan berbelanja, alamat duit gaji atau upah yang diperoleh mungkin hanya cukup menampung keperluan sampai ke pertengahan bulan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Mungkin ada juga yang baru dapat gaji sudah mengeluh wang yang diperoleh tidak mencukupi dan terpaksa berhutang, melayangkan kad kredit ketika membeli-belah atau mencari pinjaman peribadi daripada ceti haram atau ahlong!</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">ZON SELESA</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Tidak dapat tidak, langkah yang perlu diambil ialah untuk mengubah suai perbelanjaan "menyediakan payung sebelum hujan" atau "beringat sebelum kena berjimat sebelum habis."</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Namun, bagi sesetengah pihak, cakap mungkin lebih mudah daripada untuk melakukannya tambahan apabila membabitkan barang keperluan dan jika tidak mempunyai banyak pilihan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Pengguna telah berada dalam keadaan selesa sejak sekian lama kerana harga barang yang boleh dikatakan masih rendah disebabkan oleh pemberian subsidi kerajaan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">"Ketika itu, kerajaan masih mampu untuk menampungnya, jadi tidak ada masalah.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">"Namun apabila kerajaan tidak dapat lagi menampung kerana jumlah yang ditanggung adalah besar, maka kerajaan perlu mengkaji semua pemberian subsidi itu," kata Mohd Yusof Abdul Rahman, Pengarah Komunikasi Kumpulan, Gabungan Persatuan-Persatuan Pengguna Malaysia (Fomca) kepada Bernama di sini baru-baru ini apabila diminta mengulas isu semasa kepenggunaan berhubung kenaikan tarif elektrik dan kesan kepada pengguna.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">PASARAN GLOBAL</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Umum mengetahui Malaysia masih bergantung kepada import bahan makanan mentah.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Keadaan ekonomi yang tidak menentu di peringkat global berpunca daripada ketidakstabilan politik serta perubahan iklim di negara pengeluar bahan makanan mentah akan menyebabkan berlaku peningkatan harga.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Memandangkan sebahagian besar daripada bahan makanan mentah adalah diimport, dalam kebanyakan keadaan kerajaan tidak dapat mengawal kedudukan harga barang. Hal yang sama juga berlaku kepada bahan api," kata Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Rakyat bukan sahaja perlu diperjelaskan tentang mekanisme pasaran dalam menentukan harga barang tetapi juga diberi kefahaman kesan kenaikan harga di peringkat antarabangsa kepada tanggungan subsidi.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Dalam masa yang sama kerajaan perlu memaklumkan kepada rakyat tentang perancangan kerajaan bagi membantu golongan miskin dan yang berpendapatan rendah termasuk golongan berpendapatan pertengahan yang mempunyai banyak tanggungan apabila satu-satu subsidi itu dimansuhkan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Ini termasuk skim mewujudkan skim jaringan sosial yang mantap, penaiktarafan sistem pengangkutan awam yang baik dan bersepadu dan sebagainya," kata Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">JANGAN HARAP SUBSIDI</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Subsidi yang dikeluarkan kerajaan sebenarnya bertujuan untuk membantu golongan sasaran menikmati harga pada paras yang rendah, namun subsidi yang diberikan bersifat menyeluruh yang turut dinikmati oleh golongan berada dan warga asing yang menetap di Malaysia.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Keadaan itu, katanya, menyebabkan kerajaan terpaksa mengeluarkan peruntukan subsidi yang besar apabila berlaku perubahan harga bahan mentah di peringkat global.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Kerajaan menyediakan peruntukan RM23.7 bilion atau 14.6 peratus daripada perbelanjaan mengurus untuk keseluruhan subsidi tahun ini.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Bagi mengekalkan harga runcit petrol RON95, kerajaan terpaksa menambah peruntukan subsidi petroleum, diesel dan gas petroleum cecair (LPG) sebanyak RM5.6 bilion daripada RM10.3 bilion kepada RM15.9 bilion.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Peruntukan subsidi minyak masak di bawah Skim Penstabilan Harga Minyak Masak juga ditambah RM700 juta daripada RM928 juta kepada RM1.6 bilion.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Untuk subsidi gula pula, meskipun harga bahan itu dinaikkan 20 sen Mei lalu, kerajaan masih menanggung subsidi gula sebanyak RM283 juta.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">HEMAT BERBELANJA</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Lazimnya bila menjelang musim perayaan pengguna akan berbelanja lebih daripada biasa. Ada yang merasa tidak lengkap berhari raya umpamanya jika tidak berpakaian baru dan menggantikan peralatan rumah.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Mohd Yusof berpendapat dalam menghadapi keadaan cabaran harga barang yang meningkat, pengguna perlu berhemat dalam perbelanjaan mereka.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Buat perancangan perbelanjaan terlebih dahulu yang mengikut kemampuan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Kumpul wang untuk perbelanjaan musim perayaan pada awal bulan dengan menetapkan matlamat jumlah wang yang diperlukan semasa musim perayaan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">"Ini termasuk perbelanjaan membeli keperluan, makanan, perjalanan pulang ke kampung dan sebagainya," katanya.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Bagi umat Islam yang akan menunaikan ibadah puasa di bulan Ramadan yang menjelang tiba, Mohd Yusof turut mengingatkan supaya mengelakkan pembaziran.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">"Banyak berlaku pembaziran di bulan Ramadan termasuk ketika membeli juadah untuk berbuka puasa. Ingat untuk membeli mengikut keperluan sahaja.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">"Jika mahu membeli barang keperluan, buat senarai untuk mengelakkan pembelian yang tidak perlu dan bawa wang yang setakat cukup untuk senarai barang yang disediakan," katanya.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">SEDARKAN PENGGUNA</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Sebagai sebuah pertubuhan kepenggunaan, Fomca, menurut Mohd Yusof sentiasa berusaha untuk memberi kesedaran kepada masyarakat pengguna di negara ini.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Ia termasuk menyedarkan mereka tentang peranan yang boleh dimainkan dalam menghadapi kenaikan harga barang.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Satu daripada usaha Fomca ialah Kempen Konsumer Kebangsaan yang diadakan dengan kerjasama Majlis Belia Malaysia, Majlis Kebangsaan Pertubuhan Wanita (NCWO), Kongres Kesatuan Pekerja-Pekerja Dalam Perkhidmatan Awam (Cupeacs) dan Petronas.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Mohd Yusof berkata tema kempen yang dilancarkan pada 2008 dan berakhir 2012 itu ialah "Perubahan Bermula Dengan Saya."</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Fomca juga, katanya, turut mengadakan program jangkauan di peringkat komuniti.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Sebanyak 201 program seumpama ini diadakan di seluruh negara pada 2010 berbanding 171 program pada 2009.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Di samping itu, Fomca turut mengadakan kerjasama dengan Bank Negara Malaysia bagi program Celik Kewangan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Program ini diadakan disebabkan oleh masalah golongan eksekutif muda yang gagal menguruskan kewangan mereka sehingga ada yang diisytiharkan muflis.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Menurut kajian hampir 50 peratus golongan muda yang diisytihar muflis adalah kerana kad kredit," katanya sambil menambah golongan muda ini mungkin terperangkap dengan penggunaan kad plastik ini ketika menuntut di institut pengajian tinggi lagi.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Ramai anak muda, katanya berbelanja mewah dengan kad kredit yang diberi ibu bapa dengan jangkaan mereka akan membayar hutang kad kredit apabila tamat pengajian dan menyandang jawatan tinggi.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Malangnya ada yang menganggur walau pun sudah ada ijazah di tangan dan terperangkap dengan beban hutang kad kredit," katanya.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">BUAT PERUBAHAN</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Sesungguhnya pengguna di negara ini semakin perlu meneliti kemampuan kewangan mereka sebelum berbelanja.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Perancangan perbelanjaan dilihat sebagai penting bagi memastikan mereka hanya membeli barang yang benar-benar diperlukan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Mereka juga perlu melakukan perubahan sebelum berdepan dengan kenaikan harga barang terutama menjelang musim perayaan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Menanam sendiri sayur-sayuran termasuk menggunakan pasu bagi mereka yang tidak mempunyai kawasan bertanah mungkin dilihat remeh.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Bagaimanapun, jika ia dilakukan bersungguh-sungguh tidak mustahil usaha kecil ini jika diperluaskan dapat membantu mengurangkan perbelanjaan dan menyejukkan persekitaran.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Selain daripada pembangunan fizikal yang mencerminkan sebuah negara maju selaras dengan aspirasi Wawasan 2020, perubahan sikap juga perlu berlaku dalam kalangan rakyat Malaysia.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">"Rakyat Malaysia juga perlu menjadi semakin bertanggungjawab serta tahu melakukan pengubahsuaian diri dalam menghadapi sebarang keadaan yang berlaku di sekeliling mereka," kata Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">-- BERNAMA</span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-23180720770596665252011-07-11T10:46:00.002+08:002011-07-11T10:49:19.386+08:00PINDAAN AKTA SEWA BELI MELINDUNGI KEPENTINGAN PENGGUNA<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxjDmWowQNl0rXhS9hH9lRPQPekqtU7oOiQ8-LsHHDuDXiyQqrDDYRnDtCEKxXQHaT1Tq9r8a4Fa-8oHyYDk4wAVQaARRATQomipXEmi3aoFmVkmsGt9VTGcZ3D5zTLaJp6L4B/s1600/konsumerKINI.jpg"><img style="cursor:pointer; cursor:hand;width: 376px; height: 67px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgxjDmWowQNl0rXhS9hH9lRPQPekqtU7oOiQ8-LsHHDuDXiyQqrDDYRnDtCEKxXQHaT1Tq9r8a4Fa-8oHyYDk4wAVQaARRATQomipXEmi3aoFmVkmsGt9VTGcZ3D5zTLaJp6L4B/s400/konsumerKINI.jpg" alt="" id="BLOGGER_PHOTO_ID_5627921315269848546" border="0" /></a><br /><br /><table class="contentpaneopen"><tbody><tr><td valign="top"><span class="small">Written by Mohd Yusof Abdul Rahman </span> </td> </tr> <tr> <td class="createdate" valign="top"> Friday, 08 July 2011 09:45 </td> </tr> <tr> <td valign="top"> <p style="text-align: justify;"><img src="http://www.konsumerkini.net.my/v1/images/stories/staff/icon_21012010_myusofi.jpg" style="float: left; margin: 5px;" border="0" width="200" />Walaupun Akta Sewa Beli 1967 (Pindaan 2010) telah dikuatkuasakan pada 15 Jun 2011, namun masih kedengaran beberapa pihak yang membantah pindaan baru Akta ini, khususnya Persekutuan Persatuan Syarikat Motor dan Kredit Malaysia dan pengusaha kereta terpakai.<br /><br />Antara bantahan mereka ialah pemeriksaan tambahan 14 perkara, yang dikenali sebagai B7, sebelum sesuatu kenderaan itu dibolehkan dipindah milik kepada pembeli baru, selain pemeriksaan wajib empat perkara yang ditetapkan oleh Jabatan Pengangkutan Jalan, iaitu B5.<br /><br />Selain itu, mereka juga mendakwa peraturan baru dalam pindaan ini akan melibatkan kos tambahan dan kelewatan dalam proses jual beli kereta. Mereka mendakwa melalui pindaan baru ini penjual boleh meminta deposit sebanyak 10 peratus daripada pembeli.<br /><br />Terkini, ada pula yang mendakwa pindaan baru ini tidak memberi perlindungan kepada ejen penarik kereta, sebaliknya lebih banyak menyebelahi pemilik kereta sahaja.</p> <p style="text-align: justify;">FOMCA bersetuju bahawa kajian semula perlu dilakukan agar pemeriksaan dua kali tidak sewajarnya dilakukan. Sebaliknya dengan melalui satu pemeriksaan sahaja, sesebuah kenderaan ini telah melepasi keperluan yang ditetapkan oleh Jabatan Pengangkutan Jalan dan peruntukan pemeriksaan di bawah Akta Sewa Beli Pindaan 2010.<br /><br />Begitu juga dengan pemeriksaan 18 perkara yang dilakukan oleh Puspakom dan bayaran RM90 bagi pemeriksaan tersebut. Keperluan pemeriksaan 18 perkara mungkin tidak perlu dilakukan sepenuhnya terutamanya bagi kereta lama yang tidak dilengkapi dengan kemudahan tertentu, seperti pendingin hawa dan sebagainya. Bayaran RM90 boleh dikurangkan jika pemeriksaan tidak dilakukan sepenuhnya terhadap 18 perkara.<br /><br />Walau bagaimanapun, FOMCA tidak bersetuju bahawa pindaan Akta Sewa Beli ini hanya mementingkan satu pihak sahaja, iaitu pengguna. Pengguna telah lama bersabar dengan masalah mereka hadapi sebelum ini. Pengguna tidak dilindungi, malah mengalami kerugian, apabila kereta yang dimiliknya adalah kereta potong sambung.<br /><br />Demikian juga kegiatan ejen penarik kereta yang berlagak seperti `samseng’ apabila menarik balik kereta yang gagal melunaskan ansuran bulanan mereka. Di mana perginya pihak-pihak ini apabila pengguna dikasari? Walaupun sebelum ini, Persatuan Syarikat-Syarikat Kewangan Malaysia telah mengeluarkan "Garis Panduan Mengenai Perlantikan dan Perilaku Penarik”, namun ia tidak dipatuhi sehinggalah pindaan baru Akta Sewa Beli ini dibuat.<br /><br />FOMCA amat mengalu-alukan pindaan baru Akta Sewa Beli ini. Sebahagian daripada pindaan itu merupakan cadangan yang pernah dibuat oleh FOMCA sendiri. Ini bagi memastikan pengguna yang membeli melalui transaksi sewa beli dilindungi.<br /><br />Bayaran deposit sebanyak 10 peratus sebagaimana yang didakwa, sebenarnya telah wujud dalam Akta Sewa Beli 1967. Semua transaksi di bawah Akta Sewa Beli perlu mengenakan bayaran perdahuluan atau deposit tidak kurang daripada 10 peratus. Cuma pada masa ini ada penjual kereta yang membuat promosi ”Sifar Wang Pendahuluan”, yang dikhuatiri melanggar Akta Sewa Beli.<br /><br />Dalam pindaan baru Akta Sewa Beli ini memberikan perhatian kepada bayaran tempahan atau booking fee, yang biasanya dikenakan bagi kereta baru yang akan dilancarkan. Pindaan baru ini menetapkan bayaran tempahan sebanyak satu peratus daripada harga tunai boleh dikenakan. Jika pembatalan dibuat oleh pembeli, maka 90 peratus daripada wang tempahan akan dikembali, manakala jika pembatalan dibuat oleh penjual pula, sebanyak 100 peratus wang tempahan dikembalikan. Wang tempahan satu peratus ini pula akan dijadikan sebahagian daripada wang pendahuluan 10 peratus jika pembelian diteruskan.<br /><br />Pindaan baru ini memberikan keadilan kepada pembeli kereta. Sebelum ini FOMCA sering menerima aduan tentang penjual kereta yang enggan mengembalikan bayaran tempahan, sehingga pembeli terpaksa membawa kes tersebut kepada Tribunal Tuntutan Pengguna Malaysia.<br /><br />Pindaan baru Akta Sewa Beli ini bertujuan agar kepentingan pengguna terpelihara apabila membeli kereta, khususnya kereta terpakai. Selain daripada memastikan kereta yang dibeli itu bukannya kereta potong sambung atau kereta curi, ia juga memastikan kereta terpakai tersebut dalam keadaan yang selamat dan baik untuk dipandu di jalan raya.<br /><br />Jabatan Keselamatan Jalan Raya dan Institut Penyelidikan Keselamatan Jalan Raya Malaysia (MIROS) sebelum ini pernah membuat kenyataan bahawa banyak kereta terpakai yang berisiko tinggi berada di jalan raya. Usaha kerajaan untuk mewajibkan pemeriksaan berkala bagi kereta terpakai juga tidak dapat dilaksanakan. Di beberapa buah negara, kereta terpakai diwajibkan melakukan pemeriksaan secara berkala dalam tempoh tertentu.<br /><br />Walaupun Kerajaan tidak perlu mengenakan peraturan yang ketat tentang pemeriksaan kereta seperti ini, namun pemeriksaan kereta dalam tempoh tertentu, khususnya kereta yang telah mencapai umur tertentu, mungkin perlu dilakukan bagi memastikan kereta itu selamat dipandu di jalan raya agar ia melindungi keselamatan pemandunya dan pengguna jalan raya yang lain.<br /><br />FOMCA berharap pihak kerajaan, khususnya Kementerian Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan (KPDNKK) mengadakan perbincangan dengan Persekutuan Persatuan Syarikat Motor dan Kredit Malaysia dan pengusaha kereta terpakai bagi menyelesaikan permasalahan yang wujud dalam pindaan baru Akta Sewa Beli. Dalam masa yang sama FOMCA tetap bertegas agar KPDNKK tidak berkompromi dalam aspek perlindungan kepada pengguna sebagaimana yang termaktub dalam Akta Sewa Beli Pindaan 2010.<br /><br />Sebenarnya masih banyak lagi pindaan yang perlu dilakukan di dalam Akta Sewa Beli. Antaranya ”Skim Bayaran Mudah” yang berleluasa dijalankan pada masa ini. Pembeli di bawah ”Skim Bayaran Mudah” tidak tertakluk di bawah Akta Sewa Beli kerana transaksi tersebut tidak menepati keperluan yang ditetapkan oleh Akta Sewa Beli. Oleh itu pembeli di bawah skim ini akan menanggung sendiri risiko sekiranya berlaku sesuatu masalah berkaitan dengan pembelian tersebut.</p></td></tr></tbody></table>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-78876950958076231442011-06-23T10:04:00.002+08:002011-06-23T10:05:37.871+08:00KEDAI RAKYAT 1MALAYSIA PILIHAN BIJAK<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKzzmArN5EKi4HH-WFLhNYSV0DPR7VfYEYcgqLHOamlUnxNbI_WqYATxg8JdUAjCljIwYhFsks8wDB0vUbC3v2VedHk3iRLRoD8ab5QpOysBXQC07gwKCGzZLdnpsayRseTJL2/s1600/beritaharian.jpg"><img style="cursor:pointer; cursor:hand;width: 250px; height: 46px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKzzmArN5EKi4HH-WFLhNYSV0DPR7VfYEYcgqLHOamlUnxNbI_WqYATxg8JdUAjCljIwYhFsks8wDB0vUbC3v2VedHk3iRLRoD8ab5QpOysBXQC07gwKCGzZLdnpsayRseTJL2/s400/beritaharian.jpg" alt="" id="BLOGGER_PHOTO_ID_5621230329898158946" border="0" /></a><br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--> <p class="MsoNormal"><span style="mso-ansi-language: FI;font-family:Arial;" lang="FI">Surat & E-Mel, 23 Jun 2011<br /></span></p> <p class="MsoNormal"><span style="mso-ansi-language: FI;font-family:Arial;" lang="FI"> </span></p> <p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: FI;font-family:Arial;" lang="FI">Pembukaan Kedai Rakyat 1Malaysia, yang dirasmikan oleh Perdana Menteri pada 22 Jun 2011, amat dialu-alukan oleh para pengguna. Kedai Rakyat 1Malaysia, yang dikendalikan oleh Mydin Mohammed Holding Bhd, pengusaha Pasar Raya Besar Mydin, akan menawarkan barangan pada harga yang lebih rendah. Kedai Rakyat 1Malaysia pertama dibuka di Stesen LRT Kelana Jaya.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: FI;font-family:Arial;" lang="FI"> </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: FI;font-family:Arial;" lang="FI">Kedai Rakyat 1Malaysia ini akan menjual pelbagai barangan yang telah dibungkus semula dengan jenama ‘Kedai Rakyat 1Malaysia’. Pada masa ini sebanyak 250 jenis barangan telah dibungkus semula di bawah jenama ini. </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: FI;font-family:Arial;" lang="FI"> </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: FI;font-family:Arial;" lang="FI">Usaha mewujudkan Kedai Rakyat 1Malaysia ini bertujuan untuk membolehkan pengguna membuat pilihan untuk membeli barang bukan berjenama pada harga yang lebih rendah. Dalam menghadapi cabaran harga barang yang meningkat pada masa ini, kewujudan kedai seperti ini amat diharapkan oleh pengguna.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: FI;font-family:Arial;" lang="FI"> </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: FI;font-family:Arial;" lang="FI">Berdasarkan kajian, rakyat Malaysia masih memilih produk berjenama apabila membeli barangan, khususnya di pasar raya besar, walaupun wujud jenama gedung pasar raya yang menawarkan harga 30 peratus hingga 40 peratus lebih rendah. </span><span style="mso-ansi-language:SV;font-family:Arial;" lang="SV">Pengguna di Malaysia dikatakan membeli produk jenama gedung sebanyak 14 peratus. Ini bertentangan dengan sikap pengguna di negara maju yang membeli 40 peratus jenama gedung.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV"> </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV">FOMCA berharap kewujudan Kedai Rakyat 1Malaysia ini dapat diperluaskan di seluruh negara. Kewujudannya juga tidak sewajarnya hanya untuk menampung keperluan pengguna di kawasan bandar sahaja, tetapi juga pengguna di kawasan luar bandar. Ini dapat membantu para pengguna di luar bandar yang turut menghadapi masalah kenaikan harga barangan.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV"> </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV">Selain membantu pengguna untuk membeli pada harga yang lebih rendah, kedai ini juga boleh dijadikan sebagai penanda aras harga barangan di pasaran sebagai perbandingan kepada pengguna. Dengan ini, kedai-kedai yang lain tidak sewenang-wenangnya meletakkan harga yang lebih tinggi daripada yang sepatutnya.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV"> </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV">Kewujudan Kedai Rakyat 1Malaysia ini perlu dilihat sebagai tidak bertujuan untuk melumpuhkn operasi kedai runcit yang lain, tetapi untuk mewujudkan persaingan yang sihat dan menyediakan pilihan kepada pengguna. Kedai runcit lain masih terus beroperasi dengan menjual barang berjenama yang masih mempunyai penggemarnya tersendiri.</span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV"> </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV">Kedai Rakyat 1Malaysia boleh menjadi tempat untuk memasarkan produk yang dihasilkan oleh pengilang tempatan serta pengusaha tanaman dan ternakan tempatan, yang mungkin menghadapi masalah untuk memasarkan produk mereka di kedai-kedai dan pasar raya besar. Ini sudah pasti dapat membantu pengusaha tempatan di samping memperluaskan pasaran produk keluaran tempatan. </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV"> </span></p><div style="text-align: justify;"> </div><p style="text-align: justify;" class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV">FOMCA juga berharap operasi Kedai Rakyat 1Malaysia ini akan berterusan dalam tempoh yang panjang. Kegagalan rangkaian pasar mini G Mart yang dikendalikan oleh Pernas Edar perlu dijadikan pengajaran agar tidak berulang kembali. </span></p> <p class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV"> </span></p> <p class="MsoNormal"><span style="mso-ansi-language: SV;font-family:Arial;" lang="SV"> </span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-89221503439417253322011-06-21T11:19:00.006+08:002011-06-21T11:29:23.236+08:00PENJUAL KERETA TAK RUGI<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1gvKZf0HY4QiEvDTWcCo0urKEYiqMwnYNALd0WLjM1mKiOlWi-BCEjL5rwBDXKCwXo5nW9G9V2USCySfvTdWvjfHS7IqfShONTZO7i9M1EoZtwOp5hKb1xKM8hVbJylaK5YOX/s1600/harianmetro.gif"><img style="cursor:pointer; cursor:hand;width: 324px; height: 70px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh1gvKZf0HY4QiEvDTWcCo0urKEYiqMwnYNALd0WLjM1mKiOlWi-BCEjL5rwBDXKCwXo5nW9G9V2USCySfvTdWvjfHS7IqfShONTZO7i9M1EoZtwOp5hKb1xKM8hVbJylaK5YOX/s400/harianmetro.gif" alt="" id="BLOGGER_PHOTO_ID_5620509563698193746" border="0" /></a><br /><span style="font-family:arial;"><br />21 Jun 2011</span><br /><br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--> <p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;">GABUNGAN Persatuan Pengguna Malaysia (Fomca) menganggap dakwaan Persekutuan Persatuan Syarikat Motor dan Kredit Malaysia (FMCCAM) yang berpendapat industri kereta terpakai tempatan dijangka mengalami kerugian sehingga RM3 bilion nilai pasaran industri tahun ini berikutan pindaan Akta Sewa Beli 1967 (pindaan 2010), adalah tidak berasas.</span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;"> </span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;">Pengarah Komunikasinya, Mohd Yusof Abdul Rahman, berkata pindaan akta itu melindungi pengguna dan memang tepat pada masanya dilaksanakan.</span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;"> </span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;">“Walaupun pindaan akta ini banyak memihak pengguna, saya berpendapat ia tidak akan merugikan penjual seperti didakwa.</span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;"> </span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;">“Mengenai wang tempa</span><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYoIiFHNgUGAUxQ2yokgV9ND6kkVn4wLQqoYe60IVRGmExZcm1hPqCqmds-mhh1ALdEs-7G-p21ALgEQx_-NcmJ6fbufUq-GMFXn_1Oi0F-GcZFO4CCktnghly_Lfi3wXawM9Q/s1600/Yusof+-+Harian+Metro+21062011.jpg"><img style="float: left; margin: 0pt 10px 10px 0pt; cursor: pointer; width: 312px; height: 301px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYoIiFHNgUGAUxQ2yokgV9ND6kkVn4wLQqoYe60IVRGmExZcm1hPqCqmds-mhh1ALdEs-7G-p21ALgEQx_-NcmJ6fbufUq-GMFXn_1Oi0F-GcZFO4CCktnghly_Lfi3wXawM9Q/s400/Yusof+-+Harian+Metro+21062011.jpg" alt="" id="BLOGGER_PHOTO_ID_5620508987832401762" border="0" /></a><span style="font-family:Arial;">han satu peratus daripada harga jualan kenderaan yang boleh diambil semula jika pembatalan p</span><span style="font-family:Arial;">embelian berlaku, saya r</span><span style="font-family:Arial;">asa ia wajar kerana sebelum ini banyak kes wang tempahan tidak dipulangkan penjual walaupun pembatalan bukan dibuat oleh pengguna,” katanya.</span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;"> </span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;">Semalam, Bisnes Metro melaporkan kerisauan FMCCAM berhubung pelaksanaan pindaan Akta Sewa Beli 1967 (pindaan 2010) yang dilaksanakan minggu lalu dan menjangka industri bakal mengalami kerugian sehingga RM</span><span style="font-family:Arial;">3 bilio</span><span style="font-family:Arial;">n iaitu kira-kira 20 peratus daripada RM15 bilion nilai pasaran industri tahun ini.</span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;"> </span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;">Mengulas lanjut, Mohd Yusof berkata, berikutan pelaksanaan pindaan akta terbabit, pengguna kini mempunyai lebih banyak pilihan dan keyakinan untuk membeli kenderaan.</span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;"> </span></p><div style="text-align: justify;"> </div><p style="margin: 0in 0in 0.0001pt; text-align: justify;"><span style="font-family:Arial;">“Fomca memang sejak dulu men</span><span style="font-family:Arial;">desak kerajaan mengkaji akta ini dan menyokong penuh pindaan dilakukan,” katanya.</span></p> <p class="MsoNormal"><span style="font-family:Arial;"> </span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-26598330274759816032011-06-09T09:27:00.001+08:002011-06-09T09:29:02.291+08:00SEMAK LABEL ALAT PERMAINAN UNTUK ANAK: FOMCA<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3O4yuaF_wollH3zwjOYG9Ze3jGn9drR8t5fqVFzkJ2GqjcEXhp9kulioVVm7ds3DLOrnvPIaCieWtmcLU3Q_v1cjwPjuztQP96BprD9BdUMQQRVCuyKp0_X8sQX1uPGH1js8C/s1600/bernama.gif"><img style="cursor:pointer; cursor:hand;width: 110px; height: 119px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3O4yuaF_wollH3zwjOYG9Ze3jGn9drR8t5fqVFzkJ2GqjcEXhp9kulioVVm7ds3DLOrnvPIaCieWtmcLU3Q_v1cjwPjuztQP96BprD9BdUMQQRVCuyKp0_X8sQX1uPGH1js8C/s400/bernama.gif" alt="" id="BLOGGER_PHOTO_ID_5616025858180588306" border="0" /></a><br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><!--[if !mso]><object classid="clsid:38481807-CA0E-42D2-BF39-B33AF135CC4D" id="ieooui"></object> <style> st1\:*{behavior:url(#ieooui) } </style> <![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--><span style=" mso-ansi-language:SV;font-family:Arial;" lang="SV"><br />08 Jun, 2011 17:37 PM</span> <p style="text-align:justify" id="news"><span style="font-family:Arial;">KUALA LUMPUR</span><span style="font-family:Arial;">, 8 Jun (Bernama) -- Ibu bapa disaran lebih peka terhadap tahap keselamatan alat permainan kanak-kanak dengan menyemak tanda "MC" (Malaysian Conformity) dan label peringkat umur pada barangan itu sebelum membelinya.<br /><br />Bendahari Agung Gabungan Persatuan Pengguna Malaysia (Fomca) Mohd Yusof Abdul Rahman berkata selain perlunya meneliti tahap keselamatan alat permainan, ibu bapa juga perlu bijak memilih alat permainan yang sesuai untuk anak mereka mengikut kesesuaian peringkat umur.<br /><br />"Alat permainan ini sebenarnya satu medium yang dapat membantu ke arah tumbesaran yang lebih seimbang bagi kanak-kanak dan menjana daya imaginasi tetapi jika tersalah beli, contohnya senapang untuk kanak-kanak berusia tiga tahun, kita bimbang ia boleh mendatangkan risiko kecederaan.<br /><br />"Anak-anak pada tahap itu tidak ada rangsangan untuk mengetahui tahap bahaya sesuatu alat permainan dan di sinilah peranan ibu bapa diperlukan untuk menentukan supaya alat permainan yang dibeli itu selamat digunakan," katanya kepada Bernama di sini hari ini.<br /><br />Isu keselamatan alat permainan kanak-kanak mendapat perhatian kerajaan menerusi Kementerian Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan (KPDNKK) yang telah mengeluarkan satu garis panduan standard keselamatan bagi alat permainan kanak-kanak.<br /><br />Berkuatkuasa Februari lepas, semua alat permainan kanak-kanak sama ada buatan tempatan mahu pun yang diimport, diwajibkan mempunyai tanda "MC" sebagai bukti telah mematuhi garis panduan yang dikeluarkan kementerian itu.<br /><br />Sirim Qas International Sdn Bhd adalah agensi yang bertanggungjawab menilai daripada segi pematuhan standard keselamatan bagi alat permainan kanak-kanak yang dikemukakan pihak industri sebelum laporan penilaian dihantar ke kementerian itu untuk tindakan selanjutnya.<br /><br /></span><span style="mso-ansi-language:FI;font-family:Arial;" lang="FI">Mohd Yusof berharap kempen kesedaran terhadap keselamatan alat permainan diperluaskan sama ada menerusi risalah atau pun media.<br /><br /></span><span style="font-family:Arial;">-- BERNAMA </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-23448387929179144012011-06-02T10:28:00.001+08:002011-06-02T10:29:33.399+08:00BIMBANG HARGA NAIK APABILA TARIF ELEKTRIK MENINGKAT<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzeT2yeb4S5uvLZ3L6x-7JaYVaSR6xHdLdZbJ9X89a-XYZy8jPmpYwKOQqER0nIQoFAQIk-I1HqF9T_dx82n7LFXfgxV8LNXbXCDiR-wuZwfulob7h7Ldw-Kz15LNad-xBcjC4/s1600/konsumerKINI.jpg"><img style="cursor:pointer; cursor:hand;width: 376px; height: 67px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzeT2yeb4S5uvLZ3L6x-7JaYVaSR6xHdLdZbJ9X89a-XYZy8jPmpYwKOQqER0nIQoFAQIk-I1HqF9T_dx82n7LFXfgxV8LNXbXCDiR-wuZwfulob7h7Ldw-Kz15LNad-xBcjC4/s400/konsumerKINI.jpg" alt="" id="BLOGGER_PHOTO_ID_5613443919290483426" border="0" /></a><br /><br /><table class="contentpaneopen"><tbody> <tr> <td valign="top"><p style="text-align: justify;"><img class="black_box" src="http://www.konsumerkini.net.my/v1/images/stories/image2011/images_20110601_tarif.jpg" style="float: left; margin: 5px;" border="0" width="200" />Mulai 1 Jun 2011, tarif elektrik bagi sektor tertentu, termasuk pengguna domestik akan meningkat dengan kadar purata sebanyak 2.23 sen per kilowatt sejam (kwj) atau 7.12 peratus. Walau bagaimanapun semakan tarif elektrik ini tidak melibatkan pengguna yang menggunakan elektrik pada kadar 300 kwj, atau RM77.00 sebulan. Ini melibatkan 4.4 juta atau 75 peratus pengguna domestik.<br /><br />Begitu juga kerajaan akan terus memberikan bekalan elektrik secara percuma kepada pengguna yang bil elektriknya di bawah RM20 sebulan sehingga Disember 2011. Pemberian percuma ini sebagaimana yang dibentangkan dalam bajet 2011.<br /><br />Walaupun rata-ratanya pengguna domestik tidak akan mengalami kesan drastik terhadap semakan tarif elektrik, namun apa yang dibimbangkan ialah kemungkinan berlakunya kenaikan harga barang yang disebabkan oleh kenaikan tarif elektrik tersebut. Ini berlaku disebabkan sektor industri, termasuk industri kecil, turut mengalami tempias kenaikan tarif elektrik. Lazimnya apabila sektor ini mengalami kenaikan kos, maka kenaikan tersebut akan dilepaskan semula kepada pengguna dalam bentuk kenaikan harga barang.</p> <p style="text-align: justify;">Kebimbangan pengguna ini ada asasnya berdasarkan pengalaman kenaikan tarif elektrik pada tahun 2008 dahulu. Begitu juga dengan kenaikan bahan api dan gula pada akhir 2010 dan awal 2011.<br /><br />Kerajaan mengatakan bahawa kenaikan tarif elektrik ini hanya membabitkan kenaikan sedikit kos operasi antara RM4.00 hingga RM5.00 sebulan. Namun terdapat peniaga yang menaikkan harga secara melampau, melebihi kenaikan kos yang sebenarnya mereka tanggung.<br /><br />Oleh itu kerajaan perlu membuat pemantauan bagi memastikan peniaga tidak menaikkan harga dengan sewenang-wenangnya. Dalam hal ini kerajaan perlu melaksanakan penguatkuasaan menurut Akta Kawalan Harga dan Anti Pencatutan dengan tegas.<br /><br />Dalam masa yang sama juga, pengguna perlu melakukan penjimatan dalam menggunakan tenaga elektrik. Berdasarkan kajian yang dilakukan oleh FOMCA semasa Kempen Penjimatan Tenaga, mendapati kebanyakan pengguna sering membazirkan tenaga elektrik. Oleh itu mereka perlu menjimatkan penggunaan elektrik di rumah mereka dengan menggunakan peralatan elektrik jimat tenaga serta menutup peralatan elektrik apabila tidak digunakan, dan bukannya meletakkannya pada mode “standby”. Demikian juga apabila keluar bilik, tutup dahulu lampu dan kipas.<br /><br />Banyak lagi tip penjimatan yang boleh dilakukan oleh pengguna sekiranya mereka ingin menjimatkan penggunaan elektrik. Bak kata pepatah, “Hendak seribu daya, tak hendak seribu dalih.”<br /><br />Kerajaan juga perlu meneruskan usaha untuk memperkembangkan penggunaan sumber tenaga yang boleh diperbaharui. Kebergantungan kepada sumber tenaga yang berasaskan fosil pada masa ini dalam menjana tenaga elektrik akan terus membebankan sektor penjanaan tenaga elektrik berikutan daripada harga bahan bakar yang tidak stabil dan terus meningkat.</p></td></tr></tbody></table>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-34684750784164623902011-05-27T16:39:00.001+08:002011-05-27T16:40:44.374+08:00KERAJAAN PERLU PERANCANGAN UNTUK RAKYAT JIKA SUBSIDI DIMANSUHKAN<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEho5E8NeazC7pu8OyToLCzn_MIHt3Bsh6eIVf-ClUovFswafkyrIYAOGB7y_XoP_G3w69-uay4BqZgya00merLwQ_mznhGEMJ-pROB5zjfOfdK1996ysZd3-oliW0dlQK5y1FIV/s1600/konsumerKINI.jpg"><img style="cursor:pointer; cursor:hand;width: 376px; height: 67px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEho5E8NeazC7pu8OyToLCzn_MIHt3Bsh6eIVf-ClUovFswafkyrIYAOGB7y_XoP_G3w69-uay4BqZgya00merLwQ_mznhGEMJ-pROB5zjfOfdK1996ysZd3-oliW0dlQK5y1FIV/s400/konsumerKINI.jpg" alt="" id="BLOGGER_PHOTO_ID_5611313074105011842" border="0" /></a><br /><br /><table class="contentpaneopen"><tbody><tr> <td valign="top"> <span class="small"> Written by Mohd Yusof Abdul Rahman </span> </td> </tr> <tr> <td class="createdate" valign="top"> Friday, 27 May 2011 11:50 </td> </tr> <tr> <td valign="top"> <p style="text-align: justify;"><img class="black_box" src="http://www.konsumerkini.net.my/v1/images/stories/image2011/images_20110520_sub.jpg" style="float: right; margin: 5px;" width="200" border="0" />Kerajaan memutuskan untuk tidak menaikkan harga bahan api seperti petrol RON95, diesel dan LPG pada masa ini. Keputusan ini disambut dengan perasaan lega oleh para pengguna di Malaysia.<br /><br />Namun begitu, pelarasan subsidi akan disemak semula dalam tempoh enam bulan akan datang, berdasarkan kepada cadangan Makmal Rasionalisasi Subsidi. Makmal mencadangkan subsidi petrol dan diesel disemak setiap enam bulan sekali dengan kenaikan sebanyak 10 sen setiap kali semakan dilakukan, manakala LPG pula disemak setiap tahun dengan kenaikan sebanyak 20 peratus.<br /><br />FOMCA menyambut baik keputusan yang dibuat oleh kerajaan. Namun begitu, FOMCA juga berpandangan pelarasan subsidi perlu dilakukan secara berperingkat agar kesannya tidak dialami secara mendadak. Pemberian subsidi yang dilaksanakan pada masa ini bersifat tidak mampan sehingga menyebabkan kerajaan terpaksa menanggung kos subsidi yang tinggi.</p> <p style="text-align: justify;">Dalam masa yang sama kerajaan juga perlu memastikan golongan miskin, berpendapatan rendah dan sederhana tidak menghadapi bebanan kos sara hidup sekiranya pelarasan subsidi dilaksanakan.<br /><br />Oleh itu, kerajaan perlu membuat perancangan untuk memastikan pelarasan tersebut tidak memberi kesan kepada rakyat, seperti sistem pengangkutan yang bersepadu, skim jaringan sosial dan sebagainya. Perancangan ini perlu didedahkan kepada rakyat dan dari semasa ke semasa perkembangannya dilaporkan, sebagaimana yang dilakukan oleh Pemandu terhadap Program Transformasi Ekonomi dan Program Transformasi Kerajaan.<br /><br />Malaysia sedang menuju ke arah negara maju pada tahun 2020. Hanya tinggal 9 tahun lagi ke arah itu. Negara maju tidak hanya terletak kepada pembangunan, tetapi juga minda masyarakat. Masyarakat perlu bersedia untuk berfikiran seperti rakyat negara maju. Namun itu hanya boleh dilakukan jika kerajaan juga telah melaksanakan pembangunan dan persediaan sebagaimana yang sepatutnya bagi sebuah negara maju, seperti prasarana, undang-undang, tangga gaji pekerja, skim jaringan sosial dan sebagainya.<br /></p></td></tr></tbody></table>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-38366812012945840342011-05-20T18:03:00.001+08:002011-05-20T18:04:59.900+08:00LAKSANAKAN PELARASAN SUBSIDI TANPA MEMBEBANKAN RAKYAT<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFX2Zsg03hSDbueECGZEICUBse6J9PmG2-iJm8l0g8rMY4xB82avXLKMNONUH7CndIIudgiZ8n-9cZuJV-K0HUFsTfhjEKDLAF_Ho_nAAqMkCQNMJK0UDkQ4m-3TCmqrr5-Nuo/s1600/konsumerKINI.jpg"><img style="cursor:pointer; cursor:hand;width: 376px; height: 67px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFX2Zsg03hSDbueECGZEICUBse6J9PmG2-iJm8l0g8rMY4xB82avXLKMNONUH7CndIIudgiZ8n-9cZuJV-K0HUFsTfhjEKDLAF_Ho_nAAqMkCQNMJK0UDkQ4m-3TCmqrr5-Nuo/s400/konsumerKINI.jpg" alt="" id="BLOGGER_PHOTO_ID_5608737122530231138" border="0" /></a><br /><br /><table class="contentpaneopen"><tbody> <tr> <td valign="top"> <p style="text-align: justify;"><img class="black_box" src="http://www.konsumerkini.net.my/v1/images/stories/image2011/images_20110520_sub.jpg" style="border: 0; float: left; margin: 5px;" border="0" width="200" />Kerajaan mengumumkan bahawa harga bahan berasaskan petroleum, seperti petrol, diesel dan gas minyak masak akan disemak pada bulan Jun ini. Ini selaras dengan cadangan Makmal Rasionalisasi Subsidi yang dibentangkan pada hari terbukanya pada 27 Mei 2010.<br /><br />Berdasarkan cadangan makmal tersebut, harga petrol akan disemak setiap 6 bulan sekali, iaitu kenaikannya sebanyak 10 sen seliter bagi setiap semakan, sehingga tahun 2012. Harga Petrol RON95 dijangkakan sebanyak RM2.60 seliter pada tahun 2012. Begitu juga dengan LPG yang akan dinaikkan sebanyak 20 peratus setiap tahun.<br /><br />Jika setiap cadangan makmal rasionalisasi subsidi ini dilaksanakan, pada tahun 2012, semua subsidi akan diselaras secara berperingkat sehingga akhirnya ia dimansuhkan terus. Ketika itu, harga barang tersebut akan ditentukan oleh harga pasaran.</p> <p style="text-align: justify;">Cadangan pelarasan subsidi ini dibuat kerana kerajaan terpaksa memperuntukkan sejumlah wang yang besar untuk menanggung subsidi tersebut. Pada tahun 2010, kerajaan memperuntukkan subsidi sebanyak RM10.32 bilion bagi barang keperluan dan bahan api, iaitu RM789 juta bagi gula, tepung gandum (RM89 juta), minyak masak (RM813 juta), beras ST15 (RM486 juta), RON95 (3.13 bilion), diesel (RM3.95 bilion) dan gas LPG (RM1.43 bilion).<br /><br />Walau bagaimanapun, cadangan kerajaan untuk menaikkan bahan berasaskan petroleum itu membimbangkan para pengguna kerana khuatir kenaikan tersebut akan menyebabkan kesan rantaian kepada barang lain yang menggunakan bahan api dalam operasi mereka. Pengalaman peningkatan harga barang mendadak selepas kerajaan menaikkan harga bahan api sebanyak RM2.70 pada 5 Jun 2008, menyebabkan kebimbangan tersebut ada asasnya.<br /><br />Namun begitu, kali ini kerajaan telah bersedia untuk menghadapi peniaga yang menaikkan harga dengan sewenang-wenangnya apabila Akta Kawalan Harga dan Anti Pencatutan mula berkuatkuasa pada 1 April 2011. Begitu juga bagi menangani wujudnya pakatan sektor perniagaan tertentu dalam menentukan harga dan bekalan, kerajaan akan melaksanakan Akta Persaingan pada 1 Januari 2012.<br /><br />Walaupun FOMCA berpandangan bahawa peruntukan subsidi yang diamalkan pada masa ini tidak menepati matlamatnya, namun FOMCA berharap cadangan kerajaan untuk melaraskan subsidi tersebut perlulah dilaksanakan secara berperingkat agar kesannya tidak terlalu besar. Dalam masa yang sama FOMCA juga berharap kerajaan perlu menyediakan program jaringan sosial yang mantap bagi membantu golongan yang miskin dan berpendapatan rendah, serta golongan berpendapatan sederhana yang banyak tanggungannya, tidak mengalami bebanan kos sara hidup.<br /><br />Selain itu kerajaan juga perlu mempunyai perancangan jangka panjang agar rakyat Malaysia tidak terlalu bergantung kepada barang-barang yang diberikan subsidi oleh kerajaan seperti bahan api dan bahan makanan. Sistem pengangkutan awam perlu diperbaiki dan dinaik taraf sehingga ia benar-benar menjadi pengangkutan utama rakyat. Penambahbaikan sistem pengangkutan awam tidak hanya tertumpu kepada kawasan ibu kota dan bandar utama sahaja, tetapi juga merangkumi kawasan luar bandar dan pendalaman.<br /><br />Dasar jaminan makanan juga perlu diberikan perhatian yang serius bagi memastikan bahan makanan utama rakyat dapat dihasilkan dalam negara, tanpa perlu bergantung kepada bahan makanan import.<br /><br />Kerajaan juga perlu menjadi contoh yang baik kepada rakyat. Dalam masa kerajaan meminta rakyat berjimat cermat dalam perbelanjaan, kerajaan juga perlu memastikan perbelanjaan kerajaan juga dilakukan secara berhemat. Program yang dianjurkan oleh kerajaan dan agensinya tidak wajar diadakan secara besar-besaran sehingga menjangkau jutaan ringgit.<br /><br />Demikian juga ketirisan yang berlaku terhadap barang bersubsidi seperti penyeludupan ke negara jiran yang jumlahnya agak banyak. Masalah ini hendaklah diatasi dengan semaksimum mungkin, melalui kerjasama pelbagai agensi penguatkuasa yang lain, seperti polis, kastam, rela dan sebagainya.<br /><br />Semasa pembentangan cadangan makmal rasional subsidi dahulu, pemandu turut mencadangkan beberapa langkah untuk mengurangkan beban rakyat apabila pelarasan subsidi dilaksanakan.<br /><br />Bagi meringankan pemilik kenderaan, kerajaan akan memberikan rebat tunai kepada setiap pemilik tunggal kenderaan, iaitu sebanyak RM126 setahun bagi kereta 1,000 cc ke bawah dan RM54 setahun bagi motorsikal 250 cc ke bawah. Untuk membantu golongan sasar terhadap kesan kenaikan harga barang akibat daripada pelarasan subsidi terhadap bahan makanan pula, kerajaan akan memperuntukkan rebat tunai sebanyak RM20 bagi setiap orang pada tahun pertama, yang boleh dituntut di pejabat pos dengan menggunakan MyKad atau MyKid. Manakala pada tahun kedua pula, diskaun pembelian barangan akan diberikan kepada golongan sasar yang memenuhi paras pendapatan tertentu dengan menggunakan kad MyKasih. Golongan sasar ini boleh membeli barang tersebut di kedai khusus yang akan diwujudkan nanti.<br /><br />Kerajaan telah mula melaksanakan pelarasan subsidi dengan menaikkan harga gula dan bahan api, tetapi bantuan kepada rakyat sebagaimana yang dicadangkan itu belum ditentukan pelaksanaannya. Ini sudah pasti akan menimbulkan persoalan kepada rakyat. Oleh itu, wajar kerajaan memberikan penjelasan tentang hal ini.</p></td></tr></tbody></table>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-60487778454065431222011-05-12T10:51:00.000+08:002011-05-14T04:30:59.323+08:00PERANAN FOMCA DALAM PELAKSANAAN GST<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8om-uUiU7IjoZNMtGKruhP77WaZeCrdW4DfU6VyWPHpFKoNnZ0g19WAXCdRwFeUTKNC2MeetQI3lRb9zcSyPUJqte9HwJ7F0XTkXGX9XULDZLUQAFv8_r304Sj0ZtjUvxSXw7/s1600/konsumerKINI.jpg"><img style="cursor:pointer; cursor:hand;width: 376px; height: 67px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh8om-uUiU7IjoZNMtGKruhP77WaZeCrdW4DfU6VyWPHpFKoNnZ0g19WAXCdRwFeUTKNC2MeetQI3lRb9zcSyPUJqte9HwJ7F0XTkXGX9XULDZLUQAFv8_r304Sj0ZtjUvxSXw7/s400/konsumerKINI.jpg" alt="" id="BLOGGER_PHOTO_ID_5605656854500244898" border="0" /></a><br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><!--[if !mso]><object classid="clsid:38481807-CA0E-42D2-BF39-B33AF135CC4D" id="ieooui"></object> <style> st1\:*{behavior:url(#ieooui) } </style> <![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--> <p style="text-align: justify; font-family: arial;" class="MsoNormal">Cukai Barang <a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1J_1mpbEMgm2-8z8wUSblXbi_ScprdGPeRTbmASI2CC5gUMobX8Ts7eg05t-nSolsyhvtMDnVSz_hrQ1et7CfFOHn7wStdSFmYODPDG0XHIPSPCX_ocp2e3eFp5rOpHCYx68i/s1600/images_20110511_gst.jpg"><img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 250px; height: 170px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1J_1mpbEMgm2-8z8wUSblXbi_ScprdGPeRTbmASI2CC5gUMobX8Ts7eg05t-nSolsyhvtMDnVSz_hrQ1et7CfFOHn7wStdSFmYODPDG0XHIPSPCX_ocp2e3eFp5rOpHCYx68i/s400/images_20110511_gst.jpg" alt="" id="BLOGGER_PHOTO_ID_5605657454885686466" border="0" /></a>dan Perkhidmatan atau GST sekali lagi diperkatakan. Perdana Menteri Malaysia, Dato’ Sri Mohd Najib Tun Abdul Razak, dalam sidang media selepas mempengerusikan Majlis Perundingan Bajet 2012, mengatakan cukai pendapatan dan cukai korporat akan dikurangkan apabila GST dilaksanakan. Namun begitu, Perdana Menteri tidak pula menyatakan bilakah GST akan dilaksanakan.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">GST mula dicadangkan untuk dilaksanakan di Malaysia ketika pembentangan bajet 2005. Ketika itu, ia dijangka akan dilaksanakan pada tahun 2007. Walau bagaimanapun, pada 22 Februari 2006, kerajaan mengumumkan kerajaan akan menangguhkan pelaksanaan GST sehingga pada suatu masa yang akan ditentukan.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Pada 24 November 2009, Perdana Menteri mengumumkan bahawa kerajaan telah bersedia untuk melaksanakan GST. Pembentangan Rang Undang-Undang GST telah dibentangkan kali pertama di Dewan Rakyat pada 16 Disember 2009.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Namun pada 13 Oktober 2010, Kementerian Kewangan mengeluarkan kenyataan bahawa pelaksanaan GST akan ditangguhkan bagi membolehkan kerajaan berinteraksi dengan semua lapisan rakyat mengenainya.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Ketika menyatakan tentang GST pada 10 Mei lalu, Perdana Menteri juga meminta badan bukan kerajaan seperti FOMCA memainkan peranan untuk menerangkan kepada rakyat tentang faedah GST.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Selepas pengumuman GST dalam pembentangan bajet 2005, FOMCA telah mula mengorak langkah untuk mengkaji tentang GST dan kesannya kepada pengguna. Pada 6 Disember 2005, FO MCA telah mengadakan sebuah seminar tentang GST, yang berjudul “GST di Malaysia: Adakah Kita Telah Bersedia?” Beberapa orang pakar tentang GST telah membentangkan kertas kerja dalam seminar tersebut, termasuk wakil daripada beberapa buah negara yang telah melaksanakan GST seperti Singapura dan Australia.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Hasil daripada seminar tersebut, FOMCA membuat pendirian bahawa GST merupakan sistem percukaian yang lebih baik dan menyeluruh. Namun begitu, pelaksanaannya hendaklah dilakukan secara yang telus. Dalam masa yang sama rakyat, termasuk sektor perniagaan, perlu diberikan kefahaman tentang GST agar pelaksanaannya tidak menimbulkan masalah.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Selain itu, bagi memastikan pelaksanaan GST tidak diambil kesempatan oleh pihak-pihak tertentu, FOMCA juga meminta supaya diwujudkan Akta Perdagangan Adil dan Akta Persaingan. Ini telah dilaksanakan oleh kerajaan apabila Akta Kawalan Harga dan Anti Pencatutan telah berkuatkuasa pada 1 April 2011, manakala Akta Persaingan pula akan dilaksanakan pada 1 Januari 2012.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Jika dilihat daripada pengalaman negara yang telah melaksanakan GST, Australia merupakan salah satu contoh yang baik. Australia mula melaksanakan GST pada 1 Julai 2000. Kerajaan Australia melalui Suruhanjaya Persaingan dan Pengguna Australia (ACCC) telah mewujudkan garis panduan bagi menentukan sebarang perubahan harga apabila GST dilaksanakan. ACCC telah mengadakani sesi penerangan tentang GST kepada pihak yang berkaitan serta menerbitkan buku panduan, termasuk buku panduan harga untuk pengguna. Selain itu, ACCC juga diberikan kuasa dalam tempoh 1 Julai 1999 hingga 30 Julai 2002 untuk memantau kedudukan harga barang dan perkhidmatan bagi memastikan tidak ada eksploitasi harga dan kegiatan mengambil untung yang berlebih-lebihan setelah pelaksanaan GST.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Kerajaan Malaysia juga perlu mempunyai perancangan yang sama. Pelbagai pihak sama agensi kerajaan atau NGO memainkan peranan bagi memberikan kesedaran kepada semua pihak yang berkaitan tentang GST.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Dalam hal ini, memang menjadi tanggungjawab persatuan pengguna seperti FOMCA, untuk memberikan penerangan kepada pengguna tentang sesuatu dasar kerajaan yang melibatkan kepentingan pengguna seperti GST. Sudah pasti FOMCA tidak dapat menjelaskan sama ada GST memberi faedah kepada pengguna atau tidak sehinggalah ia benar-benar dilaksanakan. FOMCA juga tidak mahu, apabila GST dilaksanakan, ia akan membebankan pengguna, khususnya golongan yang terpinggir dan berpendapatan rendah.</p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal"> </p><div style="text-align: justify; font-family: arial;"> </div><p style="text-align: justify; font-family: arial;" class="MsoNormal">Oleh itu, kerajaan perlu memberikan jaminan apabila GST dilaksanakan, ia adalah sistem percukaian yang lebih baik berbanding dengan sistem yang diamalkan pada masa ini. Tidak ada gunanya jika kerajaan melaksanakan sesuatu dasar yang akhirnya nanti akan memberi padah kepada kerajaan pula.</p> <p class="MsoNormal"> </p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-4906378767782285182011-05-11T11:25:00.000+08:002011-05-11T11:35:39.465+08:00MAHIRKAN DIRI URUS HUTANG<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQhAmArjdVSQWewYuyom76sYuliGdawtZ4uDhp7uT_sfgeo6KxbjDOEQoS4a36c-k18Y94buHT4ADoR4C2GLMGGtW-zwrqBn-Z93UrPbG065gIez8u2SU9C-oUH4IMMr5M16Uc/s1600/kosmo.gif"><img style="cursor:pointer; cursor:hand;width: 240px; height: 67px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQhAmArjdVSQWewYuyom76sYuliGdawtZ4uDhp7uT_sfgeo6KxbjDOEQoS4a36c-k18Y94buHT4ADoR4C2GLMGGtW-zwrqBn-Z93UrPbG065gIez8u2SU9C-oUH4IMMr5M16Uc/s400/kosmo.gif" alt="" id="BLOGGER_PHOTO_ID_5605295827895359730" border="0" /></a><br /><br /><span style="font-family: arial;">4 Mei 2011</span><br /><p class="MsoNormal" style="text-align: justify; font-family: arial;">Oleh MELATI MOHD ARIFF</p><p class="MsoNormal" style="text-align: justify; font-family: arial;"><br /></p><p class="MsoNormal" style="text-align: justify; font-family: arial;"><img style="width: 355px; height: 294px;" 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alt="" /></p> <p class="MsoNormal" style="text-align: justify; font-family: arial;"><span style=";font-size:7.5pt;" >SYAIF</span><span style=";font-size:7.5pt;" >UL AZLAN SURAZI merupakan salah seorang pengguna kad kredit yang be</span><span style=" ;font-size:7.5pt;" >bas daripada belenggu hutang selepas mendapat khidmat AKPK. </span></p> <div class="MsoNormal" style="text-align: center; font-family: arial;" align="center"> <hr noshade="noshade" align="center" color="#aca899" size="1" width="100%"> </div> <p class="MsoNormal" style="text-align: justify; font-family: arial;"> </p> <p style="text-align: justify; font-family: arial;">PINJAMAN peribadi dan kad kredit begitu sinonim dengan kehidupan masyarakat hari ini. Amalan mengambil pinjaman peribadi atau menggunakan kad kredit sebenarnya tidak lebih daripada berhutang yang bunyi hutang mungkin tidak sedap didengar. </p> <p style="text-align: justify; font-family: arial;">Tidak bijak menguruskan kewangan dengan meminjam dan menggunakan kad kredit yang melebihi kemampuan boleh menyebabkan seseorang itu menjadi muflis. </p> <p style="text-align: justify; font-family: arial;">Menurut Pengarah Kom<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRCn9YU-U1PLz3aZzvFCAp2WBdHZTq3bGQZjmk05ZktvhIKVims0E0MBogGe95-9J0Q-bAzGxi11aSmisUGW_bdQd8BZjGgxLDDaxbglUqIApESi1Z9gDNMV0i4Eos5lGBy70N/s1600/Mahir+diri+urus+hutang-yusof_Page_1.jpg"><img style="float: left; margin: 0pt 10px 10px 0pt; cursor: pointer; width: 192px; height: 266px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRCn9YU-U1PLz3aZzvFCAp2WBdHZTq3bGQZjmk05ZktvhIKVims0E0MBogGe95-9J0Q-bAzGxi11aSmisUGW_bdQd8BZjGgxLDDaxbglUqIApESi1Z9gDNMV0i4Eos5lGBy70N/s400/Mahir+diri+urus+hutang-yusof_Page_1.jpg" alt="" id="BLOGGER_PHOTO_ID_5605295235417937858" border="0" /></a>unikasi Kumpulan, Gabungan Persatuan Pengguna-Pengguna Malaysia (FOMCA), Mohd. Yusof Abdul Rahman, rakyat negara ini seharusnya mengikis tabiat berhutang dan liat membayar hutang agar tidak terus menjadi satu budaya.</p> <p style="text-align: justify; font-family: arial;">Katanya, rakyat negara ini perlu diberi kesedaran dan kemahiran mengurus kewangan termasuk hutang. Tambahan sekarang, institusi kewangan itu sendiri menggalakkan orang berhutang termasuk memberi kemudahan kad kredit. </p> <p style="text-align: justify; font-family: arial;">“Ada institusi kewangan yang begitu mudah menawarkan pinjaman kepada pemegang akaun mereka walaupun tidak diminta. Bagi yang mudah terpengaruh, akan menerima tawaran tersebut dan akhirnya terjebak dengan hutang yang tidak berkesudahan,” tegas Mohd. Yusof.</p> <p style="text-align: justify; font-family: arial;">Katanya, Bank Negara Malaysia (BNM) perlu memantau kegiatan institusi kewangan seperti itu kerana ia adalah amalan yang tidak sihat lantaran secara terang-terangan menggalakkan orang berhutang.</p> <p style="text-align: justify; font-family: arial;">Pada masa yang sama kerajaan dilihat turut tegas mengambil langkah memerangi kegiatan ah long atau ceti haram kerana ia adalah antara punca mudah berhutang. </p> <p style="text-align: justify; font-family: arial;">Mohd. Yusof lalu merujuk kepada satu kenyataan BNM apabila sehingga akhir November 2010, hutang isi rumah mencecah sebanyak RM577 bilion. </p> <p style="text-align: justify; font-family: arial;">Daripada jumlah tersebut, RM118 bilion adalah pinjaman kereta, RM22 bilion pinjaman peribadi dan RM225 bilion pula pinjaman perumahan.</p> <p style="text-align: justify; font-family: arial;">Risiko muflis </p> <p style="text-align: justify; font-family: arial;">Risiko diisytihar muflis atau bankrap. Ini yang perlu difikirkan oleh mereka yang begitu mudah mengambil pinjaman peribadi dengan institusi kewangan. </p> <p style="text-align: justify; font-family: arial;">Sekiranya orang yang berhutang gagal menjelaskan ansuran pinjaman tersebut dua kali berturut-turut, institusi kewangan menghantar notis kepada si berhutang, katanya. </p> <p style="text-align: justify; font-family: arial;">Tambahnya, jika jumlahnya melebihi RM30,000, institusi kewangan boleh mengambil tindakan untuk mengisytiharkan seseorang itu sebagai muflis! </p> <p style="text-align: justify; font-family: arial;">Beliau merujuk kepada statistik kes muflis Jabatan Insolvensi Malaysia bagi tempoh 2005 hingga Mei 2010 di mana seramai 80,348 orang disenarai muflis. </p> <p style="text-align: justify; font-family: arial;"><b>Sebab muflis </b></p> <p style="text-align: justify; font-family: arial;">Sebab-sebab kebankrapan yang disenarai adalah hutang cukai pendapatan, hutang kad kad kredit, hutang pinjaman perniagaan, sewa beli kenderaan, pinjaman perumahan, penjamin korporat, penjamin sosial, biasiswa/pinjaman pelajaran dan keberhutangan yang lain.</p> <p style="text-align: justify; font-family: arial;">Statistik daripada sumber yang sama menunjukkan sebab kebankrapan utama adalah keberhutangan yang lain (29.05 peratus), diikuti sewa beli kenderaan (24.12 peratus), hutang pinjaman perniagaan (10.93 peratus), pinjaman perumahan (7.49 peratus) dan hutang kad kredit (5.50 peratus).</p> <p style="text-align: justify; font-family: arial;">Dari segi bangsa, statistik Jabatan Insolvensi Malaysia bagi tempoh yang dikaji menunjukkan paling ramai muflis ialah Melayu 39.76 peratus diikuti Cina 33.36 peratus, India 9.53 peratus sementara lain-lain 17.34 peratus. </p> <p style="text-align: justify; font-family: arial;"><b>Memang pantau </b></p><div style="text-align: justify;"><span style="font-family: arial;">Menurut Mohd. Yusof, FOMCA memang dari semasa ke semasa memantau sikap suka berhutang dan ia merangkumi semua peringkat masyarakat dan kaum. Pemantauan itu dilaksanakan susulan daripada program pengurusan kewangan dengan BNM oleh Fomca, yang bermula Jun 2010 hingga April ini. </span></div> <p style="text-align: justify; font-family: arial;">“Data berkaitan kadar pinjaman dan hutang rakyat Malaysia digunakan semasa program pengurusan kewangan untuk memberikan kesedaran kepada peserta tentang tabiat buruk berhutang. Selain itu, FOMCA dengan kerjasama Bank Negara sedang menerbitkan buletin Ringgit secara bulanan. </p> <p style="text-align: justify; font-family: arial;">“Buletin ini memuatkan rencana mengenai pengurusan kewangan peribadi,” tambah Mohd Yusof. </p> <p style="text-align: justify; font-family: arial;">Mohd. Yusof berkata, memang ada agensi dan badan bukan kerajaan mengadakan program pengurusan kewangan bagi golongan muda dan dewasa. </p> <p style="text-align: justify; font-family: arial;">Pihak berkenaan termasuk Bank Negara Malaysia, Agensi Kaunseling dan Pengurusan Kredit (AKPK), Suruhanjaya Sekuriti melalui Securities Industry Development Corporation dan Perbadanan Insurans Deposit Malaysia (PIDM). </p> <p style="text-align: justify; font-family: arial;">Bagi mengelakkan pertindanan dari segi sasaran program dan bagi menyelaraskan program pengurusan kewangan, FOMCA menurut Mohd. Yusof, telah mencadangkan penubuhan Suruhanjaya Pendidikan Kewangan Kebangsaan (SPKK). </p> <p style="text-align: justify; font-family: arial;">Suruhanjaya tersebut, katanya perlu memberi tumpuan kepada empat fungsi utama iaitu membina kesedaran awam terharap sumber sedia ada, membangunkan strategi penyebaran maklumat dan mengikut golongan sasar.</p> <p style="text-align: justify; font-family: arial;">Tidak ketinggalan SPKK perlu mewujudkan kerjasama antara sektor awam dan sektor swasta serta akhir sekali melakukan kajian dan penilaian terhadap program pendidikan kewangan. </p> <p style="text-align: justify; font-family: arial;">SPKK juga perlu mengkoordinasi semua program pendidikan pengurusan kewangan semua agensi untuk meminimumkan sebarang pertindanan dan meningkatkan keberkesanan dan kecekapan. </p> <p style="text-align: justify; font-family: arial;">Di samping itu, ia juga perlu membangunkan satu strategi nasional untuk mempromosi pendidikan pengurusan kewangan untuk semua rakyat Malaysia dan membangunkan satu laman web pendidikan peringkat kebangsaan untuk membekal maklumat tentang pendidikan pengurusan kewangan. </p> <p style="text-align: justify; font-family: arial;">“Ia juga perlu mewujudkan satu talian tol bebas untuk orang ramai mendapatkan bahan yang berkaitan dengan pengurusan pendidikan kewangan,” kata Mohd. Yusof. </p> <p style="text-align: justify; font-family: arial;">Dari segi mengurus hutang, beliau berkata ia mesti dikendalikan institusi kewangan yang dikawal selia oleh Akta Bank dan Institusi-Institusi Kewangan 1989 (BAFIA). </p> <p style="text-align: justify; font-family: arial;">Beliau menambah pengguna juga hendaklah dimaklumkan tentang semua caj dan sebarang caj yang melibatkan pengguna sebelum caj tersebut dikenakan. </p> <p style="text-align: justify; font-family: arial;">“Dalam semua hal, pengguna perlu dilindungi oleh Bank Negara dan semua kontrak hendaklah ditulis dengan menggunakan bahasa yang mudah dan boleh difahami,” katanya. </p> <p style="text-align: justify; font-family: arial;">Pada masa yang sama, Mohd. Yusof berkata, masyarakat juga perlu diberi pendedahan tentang beberapa instrumen simpanan dan pelaburan yang ada untuk keperluan masa depan termasuk untuk kecemasan. </p> <p style="text-align: justify; font-family: arial;">Pakej simpanan yang perlu diberi pendedahan ialah simpanan Kumpulan Wang Simpanan Pekerja (KWSP), Tabung Haji, insurans hayat/takaful (termasuk yang menyediakan pakej simpanan) serta amanah saham. </p> <p style="text-align: justify; font-family: arial;">Beliau turut menyarankan supaya pelaburan terhadap emas perlu diberi pertimbangan memandangkan pada masa ini harga emas semakin meningkat, selain nilainya yang stabil. – Bernama</p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-22408411988735268282011-05-11T11:19:00.001+08:002011-05-11T11:21:13.580+08:00LEARNING HOW TO MANAGE THE FINANCES<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmionlkisJPZMPd51JuezPB5pskh3Z1vGI3vA8W2vOViC4SBTRK_2xZP0FJhHSFhQEUFtwnf5Y122YjZE8a5GxN11yeuvhyajUJtGX-0BA_SpTio3JcTefBAErvFDC5qtOa_Ny/s1600/bernama.gif"><img style="cursor:pointer; cursor:hand;width: 110px; height: 119px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmionlkisJPZMPd51JuezPB5pskh3Z1vGI3vA8W2vOViC4SBTRK_2xZP0FJhHSFhQEUFtwnf5Y122YjZE8a5GxN11yeuvhyajUJtGX-0BA_SpTio3JcTefBAErvFDC5qtOa_Ny/s400/bernama.gif" alt="" id="BLOGGER_PHOTO_ID_5605293215721502962" border="0" /></a><br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><!--[if !mso]><object classid="clsid:38481807-CA0E-42D2-BF39-B33AF135CC4D" id="ieooui"></object> <style> st1\:*{behavior:url(#ieooui) } </style> <![endif]--><span style="font-family:Arial;"><br />April 29, 2011 16:34 PM</span><span style="font-family:Arial;"> </span> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">By Melati Mohd Ariff</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Having personal loans and credit cards are a way of life today but many are unaware on the perils of living in debts.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">This last of the three part series dwells into the Federation of Malaysian Consumer Associations' vision in inculcating sound financial management skills among Malaysians.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">KUALA LUMPUR</span><span style="font-family:Arial;">, April 29 (Bernama) -- If the RM30.8 billion credit card debt is anything to go by, Malaysians have yet to learn to manage their finances prudently.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">This is the response from Mohd Yusof Abdul Rahman, Group Communications Director for the Federation of Malaysian Consumer Associations (Fomca) when asked of the rising indebtedness of Malaysians and the reckless spending habit of many.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Mohd Yusof is worried that the poor financial management of individuals and added with easy access to credit, more Malaysian consumers are mired in debt.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Financial institutions easily give out loans even though the consumer has no real need for it and those who take up the loan only end up accumulating debts," said Mohd Yusof to Bernama here recently.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">The figures provided by Bank Negara Malaysia (BNM)as at November 2010 indicated that the household debts in the country stood at RM577 billion and out of this RM118 billion is for vehicle hire-purchase, RM22 billion for personal loans and RM225 billion for housing loan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">THE RISK OF GETTING BANKRUPT</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">While there is easy access to credit, not many are aware the pitfalls awaiting them when they are declared insolvent or bankrupt.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">The bankruptcy statistics from 2005 to May 2010 provided by the Malaysian Insolvency Department indicated that 80,348 people were declared bankrupt.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">The main reasons for these people being declared bankrupt are unable to settle their income tax, credit card debts (5.50 percent), business loan debts (10.93 percent), vehicle hire-purchase debt (24.12 percent), housing loan (7.49 percent, corporate guarantor, social guarantor, education loan and others (29.05 percent).</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">The highest number of bankrupts is the Malays (39.76 percent) followed by Chinese (33.36 percent), India (9.53 percent) while others 17.34 percent.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">LIVING WITH AH LONG MENACE</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">When asked about those borrowing from money lenders especially the Ah Long, Mohd Yusof said this is a serious cause of concern.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Moreover these borrowers are normally hardcore debtors and could not secure loans from institutional borrowers due to their poor credit record.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">They also probably have no credit cards or have exceeded their credit limit and have accumulated huge credit card debts.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"They have no choice but to borrow from Ah Long though knowing well of the implications in the event they defaulted on the repayments.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Normally those who loan from Ah Long do so thinking they would be able to pay back.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"What they may not realise is that the Ah Long imposes high interest rates and for those who fail to settle within the stipulated period the interest increases multiple time to the extent that the borrower would no longer be able to repay," explained Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">EASY AND QUICK WAY TO FINANCIAL RUIN</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Some borrow from Ah Long out of desperation for example to pay up debts, or school and medical fees and there are those who borrow to invest in ponzi schemes, to inject liquidity into their business or to gamble.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"These people often have no savings and to secure loans from financial institutions it may take time.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Thus the Ah Long provides a life line by providing fast cash," he added.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">However, the Ah Long are no saviours when looking at the high handed tactics that they use to intimidate their borrowers who default their repayment and the loans terms at best can be described as unbelievable.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">The statistics provided by MCA's Public Services and Complaints Bureau showed that from 2005 to early 2011, the bureau had handled 2,844 cases relating to Ah Long.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Despite the negative publicity on Ah Long, the amount that they have loaned out is estimated at RM238 million!</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">OBSERVING THE CONSUMERS</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">According to Mohd Yusof, Fomca time and again observes the spending and borrowing attitude of consumers.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Fomca started monitoring consumer debt patterns since its financial management programme held jointly with BNM from June 2010 to April this year.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"The data on the money owed by Malaysians was used during the financial programme to create awareness among Malaysians on the consequences of being in debt.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Other than this, Fomca also cooperates with BNM and is in the process of producing the monthly bulletin entitled RINGGIT with the articles within all about private financial management," said Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">MORE NEEDS TO BE DONE</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">The financial management programme should be boosted in the society, especially among children, said Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">In the early 1970s, when there was the postal savings scheme where children were encouraged to save using stamps.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Schemes like this indirectly encourage children to pick up the saving habit," he said.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">At present there are some financial institutions that have savings scheme for children like the Bank Simpanan Nasional and Bank Rakyat.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">BNM, he said, has a programme on money meant for children namely the pocket money book programme and the www.DuitSaku.com website.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Nonetheless, these financial education programmes are carried out periodically only.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Mohd Yusof proposed that financial management education be inculcated in school curriculums so that students would be able to utilise what they have learned in school when they start earning.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">MANAGING FINANCE</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Mohd Yusof noted that there were some agencies and non-govermental bodies that roll out programmes on financial management for the younger generation and adults.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">The agencies are BNM, Credit Counseling and Debt Management Agency (AKPK), Securities Commission through the Securities Industry Development Corporation and Malaysian Insurance Deposit Cooperation (PIDM).</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">To avoid duplication and to ensure effective outreach, Fomca, according to Mohd Yusof has proposed the establishment of the National Financial Education Commission (SPKK).</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">The commission's role should focus on four aspects - create awareness on available resources, develop the information communication strategy according to the specific targets, establish cooperation between the public and private sector and lastly conduct a study and evaluation on financial education programmes.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">SAVING AND INVESTING</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">At the same time, Mohd Yusof noted that, the public had to be exposed to the savings and investment instruments for their own future benefits including during emergencies.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">The savings package that can be highlighted are the Employees Provident Fund , Tabung Haji, Life Insurance/takaful (including those providing the savings package and the unit trusts.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">He also suggested investment in gold should be given consideration especially looking at the rising gold prices of late and given its stable value.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Several private companies and state governments that have the gold currency like the dinar emas and dirham perak and they serve as the investment of the future.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"If they are in need of money, the can sell the dinar or dirham or mortgage it. This is the way to find money quickly. When they have money, they can redeem back," said Mohd Yusof adding that there was a time our society used to save through gold.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">-- BERNAMA</span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com1tag:blogger.com,1999:blog-9656516.post-3849454207912776212011-05-11T11:14:00.000+08:002011-05-11T11:16:08.661+08:00KEMAHIRAN URUS HUTANG SEMAKIN DIPERLUKAN<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMsLyuOduMGsCrbmHHyglForux98J3wVcBKtHvhgyXtZQHqocK4xMiLcuOH5xe9tW9A0XVN9alwTXN5O0iglXlDaWCdeUYJdNzdoNQ6WoNnw3AXCeCtNdw7xUypuOLLBpzA7ry/s1600/bernama.gif"><img style="cursor:pointer; cursor:hand;width: 110px; height: 119px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMsLyuOduMGsCrbmHHyglForux98J3wVcBKtHvhgyXtZQHqocK4xMiLcuOH5xe9tW9A0XVN9alwTXN5O0iglXlDaWCdeUYJdNzdoNQ6WoNnw3AXCeCtNdw7xUypuOLLBpzA7ry/s400/bernama.gif" alt="" id="BLOGGER_PHOTO_ID_5605291829627574498" border="0" /></a><br /><!--[if gte mso 9]><xml> <w:worddocument> <w:view>Normal</w:View> <w:zoom>0</w:Zoom> <w:punctuationkerning/> <w:validateagainstschemas/> <w:saveifxmlinvalid>false</w:SaveIfXMLInvalid> <w:ignoremixedcontent>false</w:IgnoreMixedContent> <w:alwaysshowplaceholdertext>false</w:AlwaysShowPlaceholderText> <w:compatibility> <w:breakwrappedtables/> <w:snaptogridincell/> <w:wraptextwithpunct/> <w:useasianbreakrules/> <w:dontgrowautofit/> </w:Compatibility> <w:browserlevel>MicrosoftInternetExplorer4</w:BrowserLevel> </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:latentstyles deflockedstate="false" latentstylecount="156"> </w:LatentStyles> </xml><![endif]--><!--[if !mso]><object classid="clsid:38481807-CA0E-42D2-BF39-B33AF135CC4D" id="ieooui"></object> <style> st1\:*{behavior:url(#ieooui) } </style> <![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:10.0pt; font-family:"Times New Roman"; mso-ansi-language:#0400; mso-fareast-language:#0400; mso-bidi-language:#0400;} </style> <![endif]--> <br /><p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">29 April, 2011 15:00 PM</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Oleh Melati Mohd Ariff</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Pinjaman Peribadi dan Kad Kredit begitu sinonim dengan kehidupan masyarakat hari ini. Amalan mengambil pinjaman peribadi atau menggunakan kad kredit ini sebenarnya tidak lebih daripada berhutang yang bunyinya mungkin tidak sedap didengar.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Tidak bijak menguruskan kewangan dengan meminjam dan menggunakan kad kredit yang melebihi kemampuan boleh menyebabkan seseorang itu menjadi muflis.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Bahagian akhir daripada tiga bahagian ini menyingkap pandangan Gabungan Persatuan-Persatuan Pengguna-Pengguna Malaysia (Fomca) mengenai budaya berhutang masyarakat negara ini.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">KUALA LUMPUR</span><span style="font-family:Arial;">, 29 April (Bernama) -- Kikis tabiat suka berhutang dan liat membayar hutang.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Ini respons Mohd Yusof Abdul Rahman, Pengarah Komunikasi Kumpulan, Gabungan Persatuan Pengguna-Pengguna Malaysia (Fomca) dalam mengulas isu budaya berhutang rakyat negara ini.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Sehubungan itu, katanya, rakyat negara ini amat perlu diberi kesedaran dan kemahiran mengurus kewangan termasuk hutang.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Tambahan sekarang, institusi kewangan itu sendiri menggalakkan orang berhutang termasuk memberi kemudahan kad kredit.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Ada institusi kewangan yang begitu mudah menawarkan pinjaman kepada pemegang akaun mereka walaupun tidak diminta.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Bagi yang mudah terpengaruh, akan menerima tawaran tersebut dan akhirnya terjebak dengan hutang yang tidak berkesudahan," Mohd Yusof memberitahu Bernama dalam wawancara di sini baru-baru ini.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">PERLU PANTAU</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Menurut Mohd Yusof, BNM perlu memantau kegiatan institusi kewangan seperti ini kerana ia adalah amalan yang tidak sihat di mana terang-terangan menggalakkan orang berhutang.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Ini juga selari dengan pelbagai usaha tegas kerajaan untuk membendung budaya meminjam atau berhutang di kalangan rakyat negara ini.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Baru-baru ini pun Bank Negara Malaysia (BNM) mengeluarkan garis panduan baru kad kredit untuk mengekang masalah hutang pemegang kad kredit.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Dalam masa yang sama kerajaan dilihat turut tegas mengambil langkah memerangi kegiatan ah long atau ceti haram kerana ia adalah antara punca mudah berhutang.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Mohd Yusof lalu merujuk kepada satu kenyataan BNM di mana sehingga akhir November 2010, hutang isirumah mencecah sebanyak RM577 bilion.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Daripada jumlah tersebut, RM118 bilion adalah pinjaman kereta, RM22 bilion pinjaman peribadi dan RM225 bilion pula pinjaman perumahan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">RISIKO MUFLIS</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Risiko diisytihar muflis atau bankrap. Ini yang perlu difikirkan oleh mereka yang begitu mudah mengambil pinjaman peribadi dengan institusi kewangan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Sekiranya si berhutang gagal menjelaskan ansuran pinjaman tersebut dua kali berturut-turut, institusi kewangan menghantar notis kepada si berhutang, katanya.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Tambahnya, jika jumlahnya melebihi RM30,000, institusi kewangan boleh mengambil tindakan untuk mengisytiharkan si berhutang sebagai muflis!</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Walaupun begitu si berhutang masih liat untuk membayar hutang di sebalik kesannya apabila gagal menjelaskan hutang," tegasnya.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Beliau merujuk kepada statistik kes muflis Jabatan Insolvensi Malaysia bagi tempoh 2005 hingga Mei 2010 di mana seramai 80,348 orang disenarai muflis.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">SEBAB MUFLIS</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Sebab-sebab kebankrapan yang disenarai ialah hutang cukai pendapatan, hutang kad kad kredit, hutang pinjaman perniagaan, sewabeli kenderaan, pinjaman perumahan, penjamin korporat, penjamin sosial, biasiswa/pinjaman pelajaran dan keberhutangan yang lain.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Statistik daripada sumber yang sama menunjukkan sebab kebankrapan utama ialah keberhutangan yang lain (29.05 peratus), diikuti sewabeli kenderaan (24.12 peratus), hutang pinjaman perniagaan (10.93 peratus), pinjaman perumahan (7.49 peratus dan hutang kad kredit (5.50 peratus).</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Dari segi bangsa, statistik Jabatan Insolvensi Malaysia bagi tempoh yang dikaji menunjukkan paling ramai muflis ialah Melayu 39.76 peratus diikuti Cina 33.36 peratus, India 9.53 peratus sementara lain-lain 17.34 peratus.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">KES AH LONG</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Apabila diaju pula isu meminjam dengan ah long, Mohd Yusof mengakui ia adalah satu fenomena yang amat membimbangkan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Beliau menegaskan masalah tersebut berlaku di kalangan mereka yang suka berhutang dan sukar mendapatkan pinjaman peribadi kerana nama mereka telah disenaraihitamkan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Mereka berkenaan juga, katanya tidak boleh lagi menggunakan kad kredit kerana telah sampai had kredit yang dibenarkan serta menanggung tunggakan hutang kad kredit.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Mahu tidak mahu mereka terpaksa meminjam dengan ah long meskipun tahu kesan buruk yang akan dialami sekiranya gagal melunaskan hutang.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Biasanya mereka yang berhutang dengan ah long beranggapan mereka mampu membayar balik kerana berfikir kadar bayaran balik adalah rendah.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Apa yang tidak mereka sedari ialah ah long mengenakan kadar faedah yang tinggi. Jika mereka gagal menjelaskan hutang pada masa yang ditetapkan, kadar faedah meningkat berkali ganda sehingga sampai kepada peringkat mereka tidak mampu membayar hutang tersebut," jelas Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">MUDAH DAN SEGERA</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Menurut beliau ada juga yang meminjam dengan ah long kerana keperluan mendesak yang memerlukan wang tunai segera untuk membayar hutang, membayar yuran sekolah dan perubatan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Manakala ada yang menggunakan hutang ah long untuk menyertai skim cepat kaya, modal pusingan perniagaan, malah untuk berjudi.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Masalah ini berlaku kerana mereka tidak mempunyai simpanan dan untuk memohon pinjaman peribadi, lazimnya ia mengambil tempoh yang lama.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Oleh itu meminjam dengan ah long dilihat lebih mudah dan wang boleh diperoleh dengan segera," tambahnya.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Statistik yang dikumpul Jabatan Pengaduan dan Perkhidmatan Awam MCA yang diperolehi Bernama menunjukkan dari 2005 hingga empat bulan pertama 2011, kes ah long yang dikendalikan jabatan berkenaan berjumlah 2,844 kes/peminjam.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Daripada jumlah itu, peminjam Cina seramai 2,187, Melayu 423 dan India 234.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Pecahan peminjam lelaki dan perempuan untuk tempoh yang dikaji menunjukkan daripada 2,844 kes/peminjam, 2,119 adalah lelaki dan bakinya, 725 adalah perempuan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Nilai hutang yang diberikan ah long pula sekitar RM238 juta!</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">MEMANG PANTAU</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Menurut Mohd Yusof, Fomca memang dari masa ke semasa memantau sikap suka berhutang dan ia merangkumi semua peringkat masyarakat dan kaum.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Pemantauan ini dilaksanakan susulan daripada program pengurusan kewangan dengan BNM oleh Fomca, yang bermula Jun 2010 hingga April ini.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Data berkaitan kadar pinjaman dan hutang rakyat Malaysia digunakan semasa program pengurusan kewangan untuk memberikan kesedaran kepada peserta tentang tabiat buruk berhutang.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Selain itu, Fomca dengan kerjasama Bank Negara sedang menerbitkan buletin RINGGIT secara bulanan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Buletin ini memuatkan rencana mengenai pengurusan kewangan peribadi," tambah Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">PERLU DIPERHEBAT</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Program pengurusan kewangan perlu diperhebat kepada masyarakat khususnya di peringkat kanak-kanak, demikian saranan Mohd Yusof bagi pihak Fomca.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Pada awal tahun 1970an, ketika pejabat pos memperkenalkan skim simpanan pejabat pos, kanak-kanak digalakkan menyimpan wang menggunakan setem.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Secara tidak langsung skim ini menggalakkan kanak-kanak mengamalkan sikap menabung kerana tabiat menabung perlu disemai sejak dari usia kanak-kanak," katanya.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Menurut beliau, pada masa ini memang ada beberapa institusi kewangan yang mengadakan skim simpanan untuk kanak-kanak seperti Bank Simpanan Nasional dan Bank Rakyat.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Bank Negara juga, katanya mempunyai program kewangan yang khusus untuk kanak-kanak iaitu program buku wang saku dan laman sesawang duit saku, www.DuitSaku.com</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Bagaimanapun, program pendidikan kewangan ini dilakukan berdasarkan aktiviti yang dijalankan institusi ini secara berjadual dan berkala sahaja.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Beliau turut mencadangkan supaya pendidikan kewangan diterapkan dalam kurikulum sekolah agar kemahiran ini diwajibkan kepada semua pelajar supaya dapat dimanfaatkan apabila mereka besar dan bekerja.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">URUS KEWANGAN</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Mohd Yusof berkata, memang ada agensi dan badan bukan kerajaan mengadakan program pengurusan kewangan bagi golongan muda dan dewasa.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Pihak berkenaan termasuk Bank Negara Malaysia, Agensi Kaunseling dan Pengurusan Kredit (AKPK), Suruhanjaya Sekuriti melalui Securities Industry Development Corporation dan Perbadanan Insurans Deposit Malaysia (PIDM).</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Bagi mengelakkan pertindanan dari segi sasaran program dan bagi menyelaraskan program pengurusan kewangan, Fomca, menurut Mohd Yusof, telah mencadangkan penubuhan Suruhanjaya Pendidikan Kewangan Kebangsaan (SPKK).</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Suruhanjaya tersebut, katanya perlu memberi tumpuan kepada empat fungsi utama iaitu membina kesedaran awam terharap sumber sedia ada, membangunkan strategi penyebaran maklumat secara khusus dan mengikut golongan sasar, mewujudkan kerjasama antara sektor awam dan sektor swasta dan akhir sekali, melakukan kajian dan penilaian terhadap program pendidikan kewangan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">TANGGUNGJAWAB UTAMA</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Mohd Yusof turut menggariskan beberapa tanggungjawab utama yang perlu digalas SPKK.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Antaranya menggalak serta membantu sektor kerajaan, swasta dan badan bukan kerajaan dalam usaha pendidikan pengurusan kewangan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">SPKK juga perlu mengkoordinasi semua program pendidikan pengurusan kewangan semua agensi untuk meminimumkan sebarang pertindanan dan meningkatkan keberkesanan dan kecekapan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Di samping itu, ia juga perlu membangunkan satu strategi nasional untuk mempromosi pendidikan pengurusan kewangan untuk semua rakyat Malaysia dan membangunkan satu laman web pendidikan peringkat kebangsaan untuk membekal maklumat tentang pendidikan pengurusan kewangan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Ia juga perlu mewujudkan satu talian tol bebas untuk orang ramai mendapatkan bahan yang be rkaitan dengan pengurusan pendidikan kewangan," kata Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Dari segi mengurus hutang, beliau berkata ia mesti dikendalikan institusi kewangan yang dikawal selia oleh Akta bank dan Institusi-Institusi Kewangan 1989 (BAFIA).</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Beliau menambah pengguna juga hendaklah dimaklumkan tentang semua caj dan sebarang caj yang melibatkan pengguna sebelum caj tersebut dikenakan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Dalam semua hal, pengguna perlu dilindungi oleh Bank Negara dan semua kontrak hendaklah ditulis dengan menggunakan bahasa yang mudah dan boleh difahami," katanya.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">MENABUNG DAN MELABUR</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Dalam masa yang sama, Mohd Yusof berkata, masyarakat juga perlu diberi pendedahan tentang beberapa instrumen simpanan dan pelaburan yang ada untuk keperluan masa depan termasuk untuk kecemasan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Pakej simpanan yang perlu diberi pendedahan ialah simpanan Kumpulan Wang Simpanan Pekerja (KWSP), Tabung Haji, insurans hayat/takaful (termasuk yang menyediakan pakej simpanan) serta amanah saham.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">Beliau turut menyarankan supaya pelaburan terhadap emas perlu diberi pertimbangan memandangkan pada masa ini harga emas semakin meningkat dan kerana nilainya yang stabil.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Masyarakat perlu kembali kepada tabiat masyarakat dahulu. Apabila mereka mempunyai wang hasil daripada penjualan hasil tanaman, mereka akan membeli emas sebagai bekalan masa depan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Beberapa syarikat swasta dan kerajaan negeri juga mempunyai produk wang emas seperti dinar emas dan dirham perak. Ia juga pelaburan untuk keperluan masa depan.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">"Jika mereka perlukan wang, mereka boleh menjual dinar atau dirham tersebut atau memajaknya di pajak gadai. Ini adalah saluran untuk memperoleh wang dalam masa yang singkat. Apabila mereka mempunyai wang kelak, mereka boleh menebus semula," kata Mohd Yusof.</span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;"> </span></p> <p class="MsoNormal" style="text-align:justify"><span style="font-family:Arial;">-- BERNAMA</span></p>Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0tag:blogger.com,1999:blog-9656516.post-46822589625719617622011-05-11T10:39:00.003+08:002011-05-11T10:43:16.672+08:00PASAR RAYA, KEDAI TIDAK AGRESIF BERI KESEDARAN PENGGUNA TENTANG BEG PLASTIK<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3Fj0gca7v3w6bbo3r9y1NcHQBplu6G3mCxlp5A_2uAxU08Du_NCT97K1K_4TSfIEEGVL-0PP6i06uQJWG-MdsC6ZOaz_WMs60Annrpaur76JXdIYTSvsLm0RF16qHNlVaEBVD/s1600/Kempen+Hari+Tanpa+Beg+Plastik+Perlu+Kajian+Teliti_Page_1.jpg"><img style="cursor: pointer; width: 491px; height: 322px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3Fj0gca7v3w6bbo3r9y1NcHQBplu6G3mCxlp5A_2uAxU08Du_NCT97K1K_4TSfIEEGVL-0PP6i06uQJWG-MdsC6ZOaz_WMs60Annrpaur76JXdIYTSvsLm0RF16qHNlVaEBVD/s400/Kempen+Hari+Tanpa+Beg+Plastik+Perlu+Kajian+Teliti_Page_1.jpg" alt="" id="BLOGGER_PHOTO_ID_5605282918048850482" border="0" /></a><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwRNEzx-XGMNcJsUoRejKdhrglNw4CMoZ-AXYxbX-7Z_9TX-XKB2bLcZ09lWjjLWF-iJMwDuE2Q9XjUdevs34Y1OTWHZB_S01gIcunfGr5rl5ALztH-hquiOp-_Lc0ygIAR80g/s1600/Kempen+Hari+Tanpa+Beg+Plastik+Perlu+Kajian+Teliti2.jpg"><img style="cursor: pointer; width: 482px; height: 255px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwRNEzx-XGMNcJsUoRejKdhrglNw4CMoZ-AXYxbX-7Z_9TX-XKB2bLcZ09lWjjLWF-iJMwDuE2Q9XjUdevs34Y1OTWHZB_S01gIcunfGr5rl5ALztH-hquiOp-_Lc0ygIAR80g/s400/Kempen+Hari+Tanpa+Beg+Plastik+Perlu+Kajian+Teliti2.jpg" alt="" id="BLOGGER_PHOTO_ID_5605283036630009042" border="0" /></a><br /><br />Berita Harian, 11 Mei 2011Mohd Yusofhttp://www.blogger.com/profile/02483273074885536649noreply@blogger.com0